Car Insurance

Summary of Cover

At Aviva, you’re guaranteed a comprehensive deal on car insurance. But we understand, as individuals, you may want to modify your car policy. And we have made it really easy to do just that. Click "More" to find out about each feature to see which ones are right for you.

Summary of Cover Maximum amount payable
Accidental loss, fire or theft damage to your car: More on accidental loss
  • Your car
To the market value of your car including the COE
  • Audio equipment
S$500
  • Accessories
S$500
  • Windscreen
Unlimited if you use the Aviva authorised repairer (S$600 cap if non-approved repairer)
Your liability towards other persons for: more on liability
  • Death or injury to another person, including passengers
Unlimited
  • Damage to property
S$5,000,000
  • Legal costs (with our consent)
Unlimited
Injury to you: more on injury
  • Death or total loss of sight or hearing
S$20,000
  • Loss of limb
S$10,000
  • Loss of sight/hearing in one eye/ear
S$10,000
Medical expenses: more on medical expenses
  • If you or any passenger in your car are injured in an accident
S$1,000
Personal belongings: more on personal belongings
  • Whether loss in an accident or through fire or theft
S$500
Child seat cover: more on child seat cover
  • If a child seat is fitted to your car and is damaged following an accident
S$250
Use of your car outside of Singapore: more on outside Singapore
  • West Malaysia
Up to the cover of your policy in Singapore and including the minimum legal requirements in both Malaysia and Thailand
  • Peninsula Thailand (up to 80km from West Malaysia border)
Other policy benefits: more on other policy benefits
  • The Aviva approved accident & repair service providing "at scene of accident" assistance
 
  • No excess payable if not "at fault" in an accident
 
  • If your car is less than 12 months old and damage repairs are greater than 70% of the value of your car, we will provide a new car replacement
 
  • Free "get you home" cover following an accident in Singapore
 
  • Free emergency car breakdown assistance in Singapore
 
The following optional covers are also available: Maximum amount payable
Replacement locks and keys: more on replacement locks and keys
  • If your ignition keys are lost or stolen, the cost of replacing the affected locks, transmitter, central locking interface and any affected parts of the cars alarm or immobiliser
S$500
Additional personal accident cover including injury to you or any passengers
in your car for: more on additional personal accident cover
  • Death or total loss of sight or hearing
S$100,000
  • Loss of limb
S$50,000
  • Loss of sight/hearing in one eye/ear
S$50,000
Additional audio cover: more on additional audio cover
  • Audio equipment
S$1,500
Identity theft: more on identity theft cover
  • If your identity has been fraudulently used, we will pay for expenses incurred in relation to recovering your identity, defending lawsuits and removing any criminal or civil judgments made against you
S$2,500
  • Fraudulent transactions on your credit card
S$500
Loss of use cover: more on loss of use cover
  • In the event of an accident, stay mobile with a replacement car free of charge for up to 10 days
Up to 10 days use

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