Summary of Cover

At Aviva, you’re guaranteed a comprehensive deal on car insurance. But we understand that every one is different, so you may want to adapt your car insurance coverage to your specific needs. We have made it really easy to do just that, simply click “More” to find out about each feature to see which ones are right for you.

Summary of Car Insurance Coverage	Maximum Amount Payable
Accidental loss, fire or theft damage to your car:
Your car To the market value of your car including the COE Audio equipment S$500 Accessories S$500 Windscreen Unlimited if you use the Aviva authorised repairer (S$600 cap if non-approved repairer)
Your liability towards other persons for:
Death or injury to another person, including passengers Unlimited Damage to property S$5,000,000 Legal costs (with our consent) Unlimited
Injury to you:
Death or total loss of sight or hearing S$20,000 Loss of limb S$10,000 Loss of sight/hearing in one eye/ear S$10,000
Medical expenses:
If you or any passenger in your car are injured in an accident S$1,000
Personal belongings:
Whether loss in an accident or through fire or theft S$500
Child seat cover:
If a child seat is fitted to your car and is damaged following an accident S$250
Use of your car outside of Singapore:
West Malaysia Up to the cover of your car insurance policy in Singapore and including the minimum legal requirements in both Malaysia and Thailand. Peninsula Thailand (up to 80km from West Malaysia border)
Other car insurance coverage benefits:
The Aviva approved accident & repair service providing assistance at the scene of the accident.   No excess payable if you are not at fault in an accident.   If your car is less than 12 months old and damage repairs are greater than 70% of the value of your car, we will provide a new car replacement   Free “get you home” cover following an accident in Singapore.   Free emergency car breakdown assistance in Singapore.

The following optional car insurance coverage is	Maximum amount payable also available:
Replacement locks and keys:
If your ignition keys are lost or stolen, the cost of replacing the affected locks, transmitter, central locking, interface and any affected parts of the cars alarm or immobilizer. S$500
Additional personal accident cover including injury to you or any passengers in your car for:
Death or total loss of sight or hearing S$100,000 Loss of limb S$50,000 Loss of sight/hearing in one eye/ear S$50,000
Additional audio cover:
Audio equipment S$1,500
Identity theft:
If your identity has been fraudulently used, we will pay for expenses incurred in relation to recovering your identity, defending lawsuits and removing any criminal or civil judgements made against you. S$2,500 Fraudulent transactions on your credit card S$500
Loss of use car insurance coverage:
In the event of an accident, stay mobile with use a replacement car for up to 10 days. Free of charge! Up to 10 days use
Privileged rate home insurance:
Household contents, renovations, fixtures and fittings We will provide cover for loss of or damage to the contents, renovations, fixtures and fittings in your home caused by fire, flood, theft, vandalism, earthquake, lightning, explosion, bursting or overflowing of water pipes or household apparatus, vehicle impact, riot, strike or civil commotion. S$150,000 Personal legal liability We will provide cover for you or any member of your family permanently residing with you against personal legal liability to pay damages, claimants cost and expenses. S$250,000 Alternative accommodation We will provide cover for the cost of alternative accommodation if your home is damaged to the point it cannot be lived in. S$12,000 Accidental breakage of glass We will provide cover for the accidental breakage of fixed glass in your home. S$500 Loss of personal money, credit and debit cards We will provide cover for the loss of personal money, credit and debit cards. S$500 Loss of personal papers We will provide cover for the costs of replacing your personal papers such as driving licence, identity cards, club cards, replacement wills or title documents. S$500