Home Insurance

Summary of Cover

At Aviva, you’re guaranteed a comprehensive deal on home insurance. But we understand everyone has different needs, so we have made it flexible enough for you to choose from Home Lite, Home and Home Plus plans. To see which home insurance coverage is right for you, click “More” to find out about each feature.
 

Home Lite

Summary of Coverage - For policies purchased on/after 15th Aug 2012 Sum Insured
Household contents:
Items such as:
  • Furniture
  • Domestic appliances
  • Crockery & utensils
  • Clothing
  • Linen(s)
  • Audio & visual equipment*
  • Cameras*
  • Clothing
  • Jewellery*
  • PC & laptops*
S$35,000
Renovations, fixtures & fittings:
Items such as:
  • Bathroom & sanitary furniture
  • Built-in wardrobes
  • Floor coverings
  • Air conditioners
S$75,000
Personal legal liability:
  • Covering any accidental bodily injury or damage to third party property caused by you.
S$250,000
Alternative accommodation expenses:
  • As a direct result of any of the insured perils.
  • Subject to a maximum amount of S$1,000 per week for up to 12 weeks.
S$12,000
Aviva’s select home emergency assistance package
Included
Perils covered:
  • Fire
  • Flood
  • Theft
  • Earthquake & lightning
  • Explosion
  • Bursting or overflowing of water pipes or household apparatus
  • Vehicle impact
  • Riot, strike or civil commotion

Note:
* Subject to a single article limit of S$1,500 and no one claim for valuable items and personal belongings exceeding 15% of the total sum insured for this section.
Any theft loss will be subject to a maximum payment of S$1,500 for any one article.

Home

Summary of Cover - For policies purchased on/after 15th Aug 2012 Sum Insured
Household contents:
Items such as:
  • Furniture
  • Domestic appliances
  • Crockery & utensils
  • Clothing
  • Linen(s)
  • Audio & visual equipment*
  • Cameras*
  • Clothing
  • Jewellery*
  • PC & laptops*
S$50,000
Renovations, fixtures & fittings:
Items such as:
  • Bathroom & sanitary furniture
  • Built-in wardrobes
  • Floor coverings
  • Air conditioners
S$100,000
Personal legal liability:
  • Covering any accidental bodily injury or damage to third party property caused by you.
S$250,000
Alternative accommodation expenses:
  • As a direct result of any of the insured perils.
  • Subject to a maximum amount of S$1,000 per week for up to 12 weeks.
S$12,000
Accidental breakage of glass:
  • Covering glass within the premises.
S$500
Loss of personal money, credit and debit cards:
  • Following any loss by an insured peril at the residence covered.
  • The replacement cost of credit card and debit card.
  • Any unauthorised use of the credit card and debit card.
S$500
Aviva’s select home emergency assistance package
Included
Perils covered:
  • Fire
  • Flood
  • Theft
  • Earthquake & lightning
  • Explosion
  • Bursting or overflowing of water pipes or household apparatus
  • Vehicle impact
  • Riot, strike or civil commotion

Note:
* Subject to a single article limit of S$1,500 and no one claim for valuable items and personal belongings exceeding 15% of the total sum insured for this section.
Any theft loss will be subject to a maximum payment of S$1,500 for any one article.

Home Plus

Summary of Cover - For policies purchased on/after 15th Aug 2012 Sum Insured
Household contents:
Items such as:
  • Furniture
  • Domestic appliances
  • Crockery & utensils
  • Clothing
  • Linen(s)
  • Audio & visual equipment*
  • Cameras*
  • Clothing
  • Jewellery*
  • PC & laptops*
S$100,000
Renovations, fixtures & fittings:
Items such as:
  • Bathroom & sanitary furniture
  • Built-in wardrobes
  • Floor coverings
  • Air conditioners
S$100,000
Personal legal liability:
  • Covering any accidental bodily injury or damage to third party property caused by you.
S$250,000
Alternative accommodation expenses:
  • As a direct result of any of the insured perils.
  • Subject to a maximum amount of S$1,000 per week for up to 12 weeks.
S$12,000
Accidental breakage of glass:
  • Covering glass within the premises.
S$500
Loss of personal money, credit and debit cards:
  • Following any loss by an insured peril at the residence covered.
  • The replacement cost of credit card and debit card.
  • Any unauthorized use of the credit card and debit card.
S$500
Loss of personal papers
  • Following any loss by an insured peril at the residence covered.
  • The replacement cost of personal papers (driving licence, ID cards, club cards, etc).
S$500
Accidental death of pedigree dog or cat
  S$500
Aviva’s select home emergency assistance package
  Included
Perils covered:
  • Fire
  • Flood
  • Theft
  • Earthquake & lightning
  • Explosion
  • Bursting or overflowing of water pipes or household apparatus
  • Vehicle impact
  • Riot, strike or civil commotion

Note:
* Subject to a single article limit of S$1,500 and no one claim for valuable items and personal belongings exceeding 15% of the total sum insured for this section.
Any theft loss will be subject to a maximum payment of S$1,500 for any one article.

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