For Businesses

Employee Benefits & Healthcare - Domestic Plans

When it comes to employee benefits don’t put your head in the sand, it doesn’t have to be expensive like you think. At Aviva, we have group insurance plans that will let you offer comprehensive benefits while still being in control of the costs. Our advisors will help ease your mind by answering your important questions and working with you to guarantee you get the value and security from your group insurance that you and your employees deserve.

Protection
Your employees are your strongest assets and because of this you need to protect them by investing in group insurance. Your employee’s worry about their future, including what would happen in the event of death, illness, or disability and whether their future income and well-being are protected. You can help ease their minds by investing in one of the group insurance protection plans Aviva offer’s at a reasonable price.

Protection
Your employees are your strongest assets and because of this you need to protect them by investing in group insurance. Your employee’s worry about their future, including what would happen in the event of death, illness, or disability and whether their future income and well-being are protected. You can help ease their minds by investing in one of the group insurance protection plans Aviva offer’s at a reasonable price.

Protection
Your employees are your strongest assets and because of this you need to protect them by investing in group insurance. Your employee’s worry about their future, including what would happen in the event of death, illness, or disability and whether their future income and well-being are protected. You can help ease their minds by investing in one of the group insurance protection plans Aviva offer’s at a reasonable price.

Protection
Your employees are your strongest assets and because of this you need to protect them by investing in group insurance. Your employee’s worry about their future, including what would happen in the event of death, illness, or disability and whether their future income and well-being are protected. You can help ease their minds by investing in one of the group insurance protection plans Aviva offer’s at a reasonable price.

Medical
Your employees' health is the driving force of your business. With a complete health and wellness group insurance plan, your employees are covered from routine doctor visits to hospitalisation, and free from worrying about hefty medical bills. You can help ease their minds by investing in one of the group insurance protection plans Aviva offer’s at a reasonable price.

Medical
Your employees' health is the driving force of your business. With a complete health and wellness group insurance plan, your employees are covered from routine doctor visits to hospitalisation, and free from worrying about hefty medical bills. You can help ease their minds by investing in one of the group insurance protection plans Aviva offer’s at a reasonable price.

Medical
Your employees' health is the driving force of your business. With a complete health and wellness group insurance plan, your employees are covered from routine doctor visits to hospitalisation, and free from worrying about hefty medical bills. You can help ease their minds by investing in one of the group insurance protection plans Aviva offer’s at a reasonable price.

Medical
Your employees' health is the driving force of your business. With a complete health and wellness group insurance plan, your employees are covered from routine doctor visits to hospitalisation, and free from worrying about hefty medical bills. You can help ease their minds by investing in one of the group insurance protection plans Aviva offer’s at a reasonable price.

Medical
Your employees' health is the driving force of your business. With a complete health and wellness group insurance plan, your employees are covered from routine doctor visits to hospitalisation, and free from worrying about hefty medical bills. You can help ease their minds by investing in one of the group insurance protection plans Aviva offer’s at a reasonable price.

Group Term Life (GTL)

How to Apply

Aviva's Group Term Life Insurance plan makes important basic coverage affordable for businesses of all shapes and sizes. The plan gives you the flexibility of tying specific sums to be assured to employee salary or other fixed amounts. The policy is nearly exclusion free, with no medical underwriting required (depending on the assured sum amount). For easier administration, employees can also choose a flat sum assured with no underwriting requirements.

The plan also pays upon diagnosis of an illness that will most likely lead to death within 12 months of diagnosis. Additionally, employees terminated for medical reasons can continue their coverage for up to 12 months following the termination.

The information on this page is only an overview of the benefits of Group Term Life (GTL), and not a contract of insurance. The detailed terms and conditions of this plan are provided in the relevant policy contract

Group Term Life (GTL)

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Group Living Care (GLC)

How to Apply

Designed as a rider to the Group Term Life Insurance plan, our Group LivingCare coverage helps employees manage the expenses and loss of income due to a major illness. The cover is paid as either a percentage of the General Term Life benefit or as an amount beyond that assured sum.

The information on this page is only an overview of the benefits of Group Living Care (GLC), and not a contract of insurance. The detailed terms and conditions of this plan are provided in the relevant policy contract

Group Living Care (GLC)

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Group Personal
Accident Insurance (GPA)

How to Apply

Aviva's Group Personal Accident Insurance rider extends Group Life Term cover to protect employees against death or disablement due to accident. The protection is global, covering employees where ever they go, 24 hours a day. The exact benefit paid depends on the specific loss arising from an accidental injury, up to maximum 150% of the sum assured. All of this extra coverage pays beyond any benefits paid by Workmen's Compensation.

The information on this page is only an overview of the benefits of Group Personal Accident Insurance (GPA), and not a contract of insurance. The detailed terms and conditions of this plan are provided in the relevant policy contract

Group Personal
Accident Insurance (GPA)

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Group Disability
Income Insurance (GDII)

How to Apply

We also offer Group Disability Income Insurance, which replaces income lost due to a total permanent disability. Employees can receive up to 75% of their last drawn salary, letting them concentrate on rebuilding their life and health instead of worrying about how they will provide for loved ones in the future. It's another way for you and Aviva to protect the ones who matter most to your business and your success.

The information on this page is only an overview of the benefits of Group Disability Income Insurance (GDII), and not a contract of insurance. The detailed terms and conditions of this plan are provided in the relevant policy contract

Group Disability Income Insurance (GDII)

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Group Hospital and Surgical Insurance

How to Apply

Our hospital and surgical plans provide the medical cover your personnel deserve. It reimburses your employees for the medical expenses, including day surgery that might occur. It also covers the employee's dependants. Most importantly, the coverage offers great flexibility. It covers your employees wherever they go, with global coverage that's in effect 24 hours a day.

The information on this page is only an overview of the benefits of Group Hospital and Surgical Insurance, and not a contract of insurance. The detailed terms and conditions of this plan are provided in the relevant policy contract

Group Hospital and Surgical Insurance

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Group Enhanced Hospital and Surgical

How to Apply

This plan offers your employees extensive benefits while still helping you streamline costs and complications. You decide what works best, customising the coverage and benefits to meet the needs of different employees and their families. In addition to a wide range of standard covers, the plan offers kidney dialysis and chemotherapy as optional riders. The plan's room and board coverage is flexible, based on ward entitlement.

The information on this page is only an overview of the benefits of Group Enhanced Hospital and Surgical, and not a contract of insurance. The detailed terms and conditions of this plan are provided in the relevant policy contract

Group Enhanced Hospital and Surgical

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Group Basic Medical Plan (BMP)

How to Apply

Our Group Basic Medical Plan offers reliable coverage without the limitations and constraints associated with our Group Enhanced Hospital and Surgical protection. Instead of paying individual sub-limits, the plan pays surgical and hospital charges up to 50% of lump sum limits. Like the GHS plan, room and board coverage is based on ward entitlement.

The information on this page is only an overview of the benefits of Group Basic Medical Plan (BMP), and not a contract of insurance. The detailed terms and conditions of this plan are provided in the relevant policy contract

Group Basic Medical Plan (BMP)

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Group Medicare (MC)

How to Apply

Our Group Medicare plan offers additional benefits that extend the basic cover provided by the Group Basic Medical Plan. This allows you to free your employees from worries often about how they would face the enormous costs of a catastrophic medical event or hospitalisation. Cancer and dialysis coverage is available as optional riders.

The information on this page is only an overview of the benefits of Group Medicare (MC), and not a contract of insurance. The detailed terms and conditions of this plan are provided in the relevant policy contract

Group Medicare (MC)

Need Help?

Managed Care Plan
(Preferred Care Plus)

How to Apply

Aviva's Managed Care plan gives your employees access to a huge network of talented doctors and service providers. This gives them the freedom to manage their own care, choosing the experts that can best meet their needs. This plan covers costs for everything from primary care to hospitalisation benefits, with dental, maternity and major medical coverage available as optional riders.

Our panel of healthcare providers includes:

  • General practitioners (GPs) island-wide
  • Private specialists representing a broad range of treatment disciplines
  • Ancillary centres providing diagnostic x-ray and laboratory services
  • Coverage may be customised to allow employees and their dependents, the choice of Government Restructured or Private hospitals

Supplementary riders are also available:

  • Group Major Medical (GMM) – cover medical expenses incurred as a result of major illness or prolonged hospitalization that exceeds the limits provided under GHS policy.
  • Group Dental
  • Group Maternity

The information on this page is only an overview of the benefits of Managed Care Plan (Preferred Care Plus), and not a contract of insurance. The detailed terms and conditions of this plan are provided in the relevant policy contract

Managed Care Plan (Preferred Care Plus)

Need Help?

MyBenefits Plus

How to Apply

Make a difference to your team – where it counts.

What makes people stay in their jobs? Apart from having work that they love, what's important is the relationships they build with their colleagues, employer and company. They need to know that beyond a paycheck every month, they are being looked after and can trust that the management has their best interests at heart.

Show your staff that when they join your team, they are entering into a relationship of trust and care. Aviva's MyBenefits Plus group plan is a specially designed insurance solution for Small and Medium Enterprises (SMEs) that gives your employees protection against unexpected health challenges and accidents, both on and off the job.

With premiums that are flexible and cost-effective depending on the level of coverage that your company needs, MyBenefits Plus will take care of your employees' well-being and also those they love most. With a company that provides this level of security as benefits, who wouldn't love their job?

Guaranteed acceptance
Eligible employees will be covered immediately upon enrollment without having to undergo medical examination1.

Portfolio pricing
Premiums are price based on the entire portfolio within MyBenefits Plus. This means that claims made by individual companies will not cause their premiums to automatically increase at renewal.

A protection plan for every budget.
MyBenefits Plus premium table shows you exactly how much you need to pay every year for both existing or new employees. This means that you can renew your plan without having to renegotiate on pricing.

Minimal eligibility requirement
You can activate MyBenefits Plus with as few as two employees in your team.

Go with a market leader
Aviva is the leading provider of employee benefits in Singapore.

24-hour worldwide cover
Whether at work or on their day off, your employees are covered 24 hours, worldwide.

1 For Group Term Life and Group Living Care, Sum Assured in excess of S$100,000 is subject to underwriting.


The information on this page is only an overview of the benefits of MyBenefits, and not a contract of insurance. The detailed terms and conditions of this plan are provided in the relevant policy contract.