Life & Health - SAF Insurance for NSmen

SAF Group Term Life Insurance

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Aviva appreciates the work SAF personnel do for our country, and in return we have you covered. SAF insurance is a product designed especially for you as a SAF or MINDEF personnel (including NSmen) and your spouse. The SAF insurance plan helps expand and extend existing SAF benefits with additional coverage options. Enjoy a range of comprehensive and affordable coverage up to age 65, hassle-free, with a SAF insurance plan.

In addition to the information below, read our FAQs to find out more about SAF insurance.

SAF Group Term Life Insurance

Aviva believes in helping to protect those that protect us. We demonstrate this commitment by offering special SAF Insurance plans that allow you to supplement your existing coverage and benefits. Our SAF Group Term Life Insurance policy is designed for SAF and MINDEF personnel as well as those who have committed to national service

For as little as S$4.21 a day you can be assured up to S$1,000,000*! If you are married, your spouse can also enjoy the same coverage for even lesser – at only S$3.29 a day.

Your Children can also enjoy up to S$600,000+ coverage for just S$1.97 a day.

For Sum Assured of S$1,000,000*, you're covered for the following:

a. Life Insurance Coverage

Death due to illness S$1,000,000
Total & Permanent Disablement1 due to illness S$1,200,000
Advance payment of 50% of sum assured (limited to $100,000) in the event that an insured person is diagnosed with a terminal disease and is medically certified that he will pass away within the next 12 months from the date of diagnosis. The balance of the sum assured will be paid to the proper claimant as Death Benefit.

b. Personal Accident Coverage

Death due to accident not relating to SAF training S$1,025,000
Extra 100% compensation for Death directly due to accident during SAF training or occupational activities including reservist In-Camp Training (subject to a maximum of $100,000) S$1,100,000
Total & Permanent Disablement due to an accident S$1,225,000

Disablement of specific body part(s) arising from an accident
  % of sum assured
Loss of two limbs 100%
Loss of both hands, or all fingers and both thumbs 100%
Loss of sight of both eyes 100%
Loss of arm
  • at shoulder
  • between shoulder and elbow
  • at elbow
  • between elbow and wrist
100%

Read more on SAF Group Term Life Insurance.

Both you and your spouse can continue to enjoy this comprehensive 24-hour worldwide term life insurance up to age 70 even after you leave the SAF or retire or have no reserve liability.

Another important aspect of Aviva's SAF Group Term Life Insurance policy is the eligibility for the SAF / MINDEF rebate in good years. This rebate, paid at the discretion of SAF / MINDEF, offers a partial rebate or refund of premium for this policy based on the premium paid for all or a portion of the preceding policy year.

* Terms and Conditions apply.
+ Maximum Sum Assured for Dependant Child is S$600,000.

The information on this page is only an overview of the benefits under the SAF Group Insurance scheme and is not a contract of insurance. The detailed terms and conditions of the scheme are contained in the Group Policy Contract No. 2000002 and Group Policy No. 2000019.

Supplementary Living Care Policy

With effect from 1 October 2011, SAF Major Illness Insurance has been renamed to SAF Living Care Policy.

In addition to the Group Term Life Insurance, when a major illness occurs, your living expenses and other costs can be quite substantial, and your other insurance may have limitations. Do not despair! With this Supplementary Living Care Policy for less than $1 daily, we will provide added financial protection of $300,000 (if you are aged 45 and below) to help you tide over the financial difficulties while you seek medical treatment on these common major illnesses namely:

Stroke Deafness
Heart Attack Aorta Surgery
Critical Cancer Loss of Speech
Kidney Failure Alzheimer's Diseases
Coronary Artery By-Pass Surgery Terminal Illnesses
Paralysis Motor Neurone Disease
Major Organ Transplant AIDS due to Blood Transfusion
Multiple Sclerosis Parkinson's Disease
Blindness Chronic Liver Disease
Coma Chronic Lung Disease
Muscular Dystrophy Major Head Trauma
Fulminant Viral Hepatitis Aplastic Anaemia
Primary Pulmonary Arterial Hypertension Apallic Syndrome
Major Burns Progressive Systemic Scleroderma
Heart Valve Surgery Benign Brain Tumour

* Terms and Conditions apply.

The information on this page is only an overview of the benefits under the SAF Group Insurance scheme and is not a contract of insurance. The detailed terms and conditions of the scheme are contained in the Group Policy Contract No. 2000002 and Group Policy No. 2000019.

Living Care Plus

Everyone is susceptible to critical illnesses, though some more than others. But the bottom line is, these diseases diminish not only health but finances and emotional well-being of those who are in the process of fighting it. This is where Living Care Plus comes in; should early critical illness strike, you can leave the financial burden with us and focus on getting the best treatment options.

Living Care Plus is a rider to the SAF Group Term Insurance. It provides you with financial protection against common early critical illnesses, in addition to the coverage under SAF Group Term Life Insurance.

Coverage under Living Care Plus:

Early Cancer Surgery to Aorta / Aortic Aneurysm
Implantable Heart Device / Early Cardiomyopathy / Pericardectomy Early Pulmonary Hypertension
Alternative approach / Minimally Invasive Direct Coronary Artery Bypass (MIDCAB) Kidney Removal
Heart Valve Repair Surgery Small intestine / corneal transplant
Mild Coronary Artery Disease Brain aneurysm surgery / Insertion of Cerebral Shunt

* Terms and Conditions apply.

The information on this page is only an overview of the benefits under the SAF Group Insurance scheme and is not a contract of insurance. The detailed terms and conditions of the scheme are contained in the Group Policy Contract No. 2000002 and Group Policy No. 2000019.

 

Group Personal Accident Insurance

This insurance covers you 24-hour worldwide for accidents arising from personal/social activities including peacetime SAF training locally and overseas. With a maximum coverage of $300,000 for a daily premium of $0.44 (inclusive of prevailing GST), you need not worry anymore about accidents that may cause you death, total and permanent disablement or accidental permanent dismemberment.

* Terms and Conditions apply.

The information on this page is only an overview of the benefits under the SAF Group Insurance scheme and is not a contract of insurance. The detailed terms and conditions of the scheme are contained in the Group Policy Contract No. 2000002 and Group Policy No. 2000019.
 
 
 
 
 
 
 
 
 

Group Disability Income Insurance

This insurance plan provides the security of continuing income in the event of disability, paying monthly as long as disability continues, up to age 55.

Please download our brochure for more details.

* Terms and Conditions apply.

The information on this page is only an overview of the benefits under the SAF Group Insurance scheme and is not a contract of insurance. The detailed terms and conditions of the scheme are contained in the Group Policy Contract No. 2000002 and Group Policy No. 2000019.

Group Outpatient MediCare

 

Coverage for your family’s consultation and treatment expenses.

Sometimes when you’re unwell, do you put off going to the doctor because your existing medical plan does not cover the costs? And when a loved one needs see a specialist, do you worry about the charges?

We bring you peace of mind against non hospitalisation medical expenses – in the form of Group Outpatient Medicare (OPMC), a supplement to your existing SAF Group Term Life Insurance (GTL).

All your routine medical bills, covered.

Group Outpatient MediCare (OPMC) offers you round –the-clock protection, right round the globe. Within Singapore, it facilitates ‘as charged’ cashless* consultation at more than 200 panel General Practitioners (GP’s) and Specialists, islandwide.

OPMC also reimburses you for consultation charges at non-panel GP’s and Specialists on a reimbursement basis. And the coverage continues, even after you leave MINDEF / SAF, provided you maintain your SAF GTL.

If you’re an SAF Regular, Military Domain Expert or Defence Executive Officer, you can take up OPMC for yourself and / or your spouse and children1 . To apply, you must be below 55 years of age, and covered under SAF Group Term Life Insurance2.

* Terms and Conditions apply.
1 Children must be at least 14 days old
2 Minimum SAF Group Term Life Insurance (GTL) sum assured of S$300,000 ( for servicemen) and S$100,000 for dependants is required.

To find out more details, please click here.

The information on this page is only an overview of the benefits under the SAF Group Insurance scheme and is not a contract of insurance. The detailed terms and conditions of the scheme are contained in the Group Policy Contract No. 2000002 and Group Policy No. 2000019-06.
 
 
 
 
 

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