For Individuals

Life & Health - Health

Do you really give your well-being the attention it needs? Our health insurance products help you control the rising costs of managing your healthcare needs. Whether it's a routine medical examination or serious hospitalisation, our products can help keep you protected.

MyShield
How to Apply

The newly enhanced MyShield helps expand your basic MediShield and Medisave coverage. While these schemes offer baseline protection, they may not be able to address the high medical costs associated with major illnesses or accidents.  With its unlimited “as-charged1” medical cover, you do not have to worry about high medical costs.

As the only Medisave-approved plan in Singapore that gives up to 20 years of free medical cover for your children2, the enhanced MyShield provides comprehensive protection with great cost savings for your entire family’s healthcare needs.

Unlike most medical plans, you do not have to worry about your past medical history3 as the enhanced MyShield provides guaranteed issuance with no health questions asked4.

That’s not all. There is no need to strain your savings to enjoy all these benefits. Simply use your Medisave5 account to pay for your premiums.

To complete your medical coverage for as little as 10 cents a day6, include MyShield Plus in your coverage.

With MyShield Plus Options A and B that cover 100% of the co-insurance and deductible that you are liable for, you can now enjoy full medical coverage from the first dollar. Like MyShield, your children will enjoy free coverage7 when both you and your spouse are covered under MyShield Plus Option A.



1 Co-insurance and/or deductible applies.
2 Free coverage for children (up to a maximum of 4 children) is provided based on Plan 2 of MyShield subject to underwriting, provided you and your spouse are covered under Plan 1 or 2.
3 Provided pre-existing condition is not one of the permanently excluded health conditions under the policy and the insured person has not (for a continuous period of five years since the policy inception or date of reinstatement, whichever is later):
• experienced symptoms,
• sought advice or tests from a physician, specialist, or alternative medicine provider
(including checkups for pre-existing condition), or
• required or received treatment or medication.
4 Based on Moratorium Underwriting and provided the applicant is not of occupation class 4 and has not been declined/deferred for other Insurance applications.
5 You can use your Medisave to pay for MyShield premiums up to S$800 for insured person below 81 years old age next birthday and S$1,150 for insured persons age 81 years old and above (age next birthday).
6 Based on lowest premium of S$27.05 per year.
7 Free coverage for children (up to a maximum of 4 children) is provided based on Plan 2 with Option A cover of MyShield Plus, up to 20 years of age next birthday. 


MyShield FAQs

 

This is published for general information only and does not have regard to the specific investment objectives, financial situation and the particular needs of any specific person. A product summary in relation to MyShield/MyShield Plus is available and may be obtained from Aviva Ltd and the participating distributors' offices. You should read the product summary before deciding whether to purchase the policy.
You may wish to seek advice from a financial adviser before making a commitment to purchase the product. In the event that you choose not to seek advice from a financial adviser, you should consider whether the product in question is suitable for you. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. This is not a contract of insurance. Full details of the standard terms and conditions of this plan can be found in the relevant policy contract. Information correct at time of publishing.

IdealMedical

 How to Apply
 If you're looking for comprehensive coverage and high lifetime benefits and cash free hospital admission, IdealMedical may be the ideal solution. You can choose from 4 different plans and from benefits up to SS$3 million, without most of the out-of-pocket expenses and sub-limits that are common to plans offered elsewhere.

The Supreme and SupremePlus plans offer reliable protection across all ASEAN Plus+ countries. This means that no matter where you live or work within this region, your cover stays in force at no extra premiums. This portability, combined with the plan's high benefits and low costs, make it a great choice for those residing in ASEAN Plus countries, looking to get the most for their insurance dollars.

IdealMedical Classic and ClassicPlus plans offer rich coverage with fewer sub-limits that cap benefits. The Classic Plans offer an additional cash benefit of S$150 per day if you choose to be warded in class B2 or below in any Singapore Restructured Hospitals*.

+Singapore, Malaysia, Indonesia, Philippines, Thailand, Brunei, China (excluding Hong Kong), Korea, India, Vietnam, Myanmar, Cambodia & Laos.

*Refers to privatised government hospitals and medical centres in Singapore such as Singapore general Hospital, Tan Tock Seng Hospital, Alexandra Hospital, Changi General Hospital, KK Women's and Children's Hospital, National Heart Centre and National Cancer Centre.

The information on this page is only an overview of the benefits of IdealMedical, and not a contract of insurance. The detailed terms and conditions of this plan are provided in the relevant policy contract
 
 

Global Health
Go Global Now

At Aviva, we understand the peace of mind global healthcare cover can bring to the mobile professional. Our convenient Global Health Plan offers premium coverage including emergency and elective treatment with the specialists you choose. We also offer complimentary health screenings to ensure you're in tiptop condition for the demands of expat life. So when illness strikes, the only thing you need to worry about is getting better. Wherever you are in the world.

How the Plan Works
  • Comprehensive pre-to-post hospital coverage of up to US$2 million a year.
  • No compulsory deductible, co-insurance, or lifetime limits.
  • Complimentary health screenings after 2 years of continuous coverage.
  • Elective treatments with the doctors and specialists you trust.
  • Emergency treatment wherever you are in the world.
  • Chronic care coverage for illnesses such as diabetes or kidney conditions that develop after your coverage inception.
  • Alternative medicine including acupuncture, homeopathy and chiropractic treatments.
  • Access to our 24-hour Emergency Assistance Centre offering:
    • Emergency medical advice and assistance
    • Emergency evacuation and repatriation
    • International payment guarantees
    • International travel assistance.

Invest in peace of mind today

Healthcare options
  • Add USA cover to your plan (emergency treatment in the USA is included whether or not you choose this option).
  • Pay premiums in one of four currencies (US$, £, € or S$).
  • Enjoy a family discount of 5% when three of more people are insured under the same policy.
  • Save money on your premium by increasing the size of your deductible.
Annual Deductible Premium Discount
US$500 20%
US$1,000 25%
US$2,000 30%

Sign up for your personalised plan

The information on this page is only an overview of the benefits of Global Health, and not a contract of insurance. The detailed terms and conditions of this plan are provided in the relevant policy contract.
A product summary in relation to Global Health is available and may be obtained from Aviva Ltd and the participating distributors' offices. You should read the product summary before deciding whether to purchase the policy. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. The above is for your information and does not have any regard to your specific investment objectives, financial situation and any of your particular needs. You may wish to seek advice from a financial adviser before making a commitment to purchase the product. In the event that you choose not to seek advice from a financial adviser, you should consider whether the product in question is suitable for you. Information is correct at time of publishing.

Contact Us

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You have the option of purchasing your Aviva policy or plan through your Financial Advisor or directly from us.