SAF Group Term Life Insurance

Aviva believes in helping to protect those that protect us. We demonstrate this commitment by offering special SAF Insurance plans that allow you to supplement your existing coverage and benefits. Our SAF Group Term Life Insurance policy is designed for SAF and MINDEF personnel as well as those who have committed to national service

For as little as S$4.21 a day you can be assured up to S$1,000,000*! If you are married, your spouse can also enjoy the same coverage for even lesser – at only S$3.29 a day.

Your Children can also enjoy up to S$600,000⁺ coverage for just S$1.97 a day.

For Sum Assured of S$1,000,000^*, you're covered for the following:

a. Life Insurance Coverage

b. Personal Accident Coverage

Both you and your spouse can continue to enjoy this comprehensive 24-hour worldwide term life insurance up to age 70 even after you leave the SAF or retire or have no reserve liability.

Another important aspect of Aviva's SAF Group Term Life Insurance policy is the eligibility for the SAF / MINDEF rebate in good years. This rebate, paid at the discretion of SAF / MINDEF, offers a partial rebate or refund of premium for this policy based on the premium paid for all or a portion of the preceding policy year.

* Terms and Conditions apply.
⁺ Maximum Sum Assured for Dependant Child is S$600,000.

Supplementary Living Care Policy

Note: With effect from 1 October 2011, SAF Major Illness Insurance has been renamed to SAF Living Care Policy.

In addition to the Group Term Life Insurance, when a major illness occurs, your living expenses and other costs can be quite substantial, and your other insurance may have limitations. Do not despair! With this Supplementary Living Care Policy for less than $1 daily, we will provide added financial protection of $300,000 (if you are aged 45 and below) to help you tide over the financial difficulties while you seek medical treatment on these common major illnesses namely:

* Terms and Conditions apply.

Group Personal Accident Insurance

This insurance covers you 24-hour worldwide for accidents arising from personal/social activities including peacetime SAF training locally and overseas. With a maximum coverage of $300,000 for a daily premium of $0.44 (inclusive of prevailing GST), you need not worry anymore about accidents that may cause you death, total and permanent disablement or accidental permanent dismemberment.

* Terms and Conditions apply.

Group Disability Income Insurance

This insurance plan provides the security of continuing income in the event of disability, paying monthly as long as disability continues, up to age 55.

Please download our brochure for more details.

* Terms and Conditions apply.

Group Outpatient MediCare

Coverage for your family’s consultation and treatment expenses.

Sometimes when you’re unwell, do you put off going to the doctor because your existing medical plan does not cover the costs? And when a loved one needs see a specialist, do you worry about the charges?

We bring you peace of mind against non hospitalisation medical expenses – in the form of Group Outpatient Medicare (OPMC), a supplement to your existing SAF Group Term Life Insurance (GTL).

All your routine medical bills, covered.

Group Outpatient MediCare (OPMC) offers you round –the-clock protection, right round the globe. Within Singapore, it facilitates ‘as charged’ cashless* consultation at more than 200 panel General Practitioners (GP’s) and Specialists, islandwide.

OPMC also reimburses you for consultation charges at non-panel GP’s and Specialists on a reimbursement basis. And the coverage continues, even after you leave MINDEF / SAF, provided you maintain your SAF GTL.

If you’re an SAF Regular, Military Domain Expert or Defence Executive Officer, you can take up OPMC for yourself and / or your spouse and children¹ . To apply, you must be below 55 years of age, and covered under SAF Group Term Life Insurance².

* Terms and Conditions apply.
¹ Children must be at least 14 days old
² Minimum SAF Group Term Life Insurance (GTL) sum assured of S$300,000 ( for servicemen) and S$100,000 for dependants is required.

To find out more details, please click here.