For Individuals

Life & Health - Term Life

No one knows what the future has in store, but at Aviva we know how to protect you and your loved ones against the uncertainties life may throw at you. With term life insurance you can protect yourself and your family against death, total and permanent disability and critical illness at affordable premiums.

Protection and flexibility are important factors in a term life insurance plan, and that’s what we offer at Aviva as part of our ongoing relationship with you. Our range of term life insurance plans and optional riders ensures you stay covered no matter what happens.

IdealCI Protector

How to Apply

IdealCI Protector is a unique insurance plan that provides for 2 critical illness covers in one plan. It covers Death, Terminal Illness, 30 Critical Illnesses, and Total Permanent Disability (up to age 65).

With the CI Recovery Benefit option, you’re provided with an extended CI benefit covering a second CI event. This means you are entitled to claim under a second CI * even if you had already made your first CI claim.

Other features include:
  • Premiums that does not increase with age
  • Choice of policy terms: from 5 years up to age 99
  • Benefits are payable in a lump sum

* Covers critical illnesses that are not the same or related to the first critical illness claim and not vascular related illnesses where the first critical illness was also a vascular related illness. Vascular related illness refers to Coronary Artery By-Pass Surgery, Heart Attack, Heart Valve Surgery, Primary Pulmonary Hypertension, Surgery to Aorta and Stroke (including paralysis as a result of cerebrovascular incident).


The policy is underwritten by Aviva Ltd.
The information on this page is only an overview of the benefits of IdealCI Protector, and not a contract of insurance. The detailed terms and conditions of this plan are provided in the relevant policy contract.
The information on this page is published for general information only and does not have regard to the specific investment objectives, financial situation and the particular needs of any specific person. A product summary in relation to IdealCI Protector is available and may be obtained from Aviva Ltd and the participating distributors’ offices. You should read the product summary before deciding whether to purchase the policy. 
Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. You may wish to seek advice from a financial adviser before making a commitment to purchase the product. In the event that you choose not to seek advice from a financial adviser, you should consider whether the product in question is suitable for you.
Information is correct at time of publishing.

IdealCI Protector

LIA Code of Life Insurance Practice
Application form for IdealCI Protector

Please contact your preferred Financial Advisor, or an Aviva Advisor, for a copy of the relevant Product Summary/ies.

Need Help?

Global Protection

How to Apply

Every year, there are more than 30 million people in the world who are survivors of cancer, heart attacks and strokes1. Many of them will require continuing, and costly, clinical care till the end of their lives. Will you be ready to deal with the inevitable strain on your finances should critical illness strike when you least expect it?

Sometimes life can take us to unexpected places. When that happens, enjoy the assurance of customised coverage that transcends borders with Global Protection.

Global Protection is a term insurance plan that protects your family and loved ones against life’s unpleasant surprises. It offers basic protection against death and terminal illness. You can enhance your coverage by complementing your plan with your choice of optional benefits.

Customised and portable coverage for your every need
We offer you choice, customisation and cost-efficiency.

Choice
- Level and Decreasing Term
- Amount of coverage
- Duration of coverage
- Wide range of interest rate (for decreasing term)
- Multiple currency options
- Wide selection of eligible nationality and residency
- Optional benefits to enhance your protection

Customisation
You can pick and choose from the following benefits that best meet your needs.
- Total and permanent disability
- Critical illness accelerated
- Critical illness premium waiver

Cost efficiency
Unlike packaged term plans, you only pay for the benefits you need.
 

1 http://info.cancerresearchuk.org/cancerstats/world/index.htm
World Health Organisation – www.who.int  March 2010
The University Hospital – www.universityhospital.com  March 2010

This policy is underwritten by Aviva Ltd.
The information on this page is only an overview of the benefits of Global Protection, and not a contract of insurance. The detailed terms and conditions of this plan are provided in the relevant policy contract. The information on this page is published for general information only and does not have regard to the specific investment objectives, financial situation and the particular needs of any specific person. A product summary in relation to Global Protection is available and may be obtained from Aviva Ltd and the participating distributors' offices. You should read the product summary before deciding whether to purchase the policy. Buying life insurance products is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value, if any, may be less than the total premium paid. You may wish to seek advice from a financial adviser before making a commitment to purchase the product. In the event that you choose not to seek advice from a financial adviser, you should consider whether the product in question is suitable for you. Information is correct at time of publishing.
 

 

Global Protection 

Information Brochure
Application Form for Global Protection
Application Form for Global Protection - Supplementary Questionnaire
Direct Debit Instruction Form
LIA Code of Life Insurance Practice

Please contact your preferred Financial Advisor, or an Aviva Advisor, for a copy of the relevant Product Summary/ies.

Need Help?

MyProtector

 

Singaporeans are 11 times underinsured1. In Singapore the top causes of death among adults aged 15-59 years are cancer (37%) and heart diseases (23%) which together cause 3 in 5 deaths2. When faced with life's unexpected moments, will you have what is needed to protect the health of your finances?

MyProtector is a flexible and affordable protection term plan that allows you to choose the coverage your lifestyle needs. This is especially important for consumers who are most cost-conscious and constantly looking for quality, customisable, value-for-money coverage.

Choose only what you need with MyProtector.
  • Specially designed to empower you to select the precise coverage that you need.
  • Pays a lump sum in the event of death or upon diagnosis of a Terminal Illness within the policy term.
  • Allows you to enhance your coverage by complementing your plan with your choice of riders.
  • Lets you choose between level term and decreasing term.

Choice of Riders

Total and Permanent Disability Rider
Pays a lump sum payment should the life assured become totally and permanently disabled, thus providing a cash reserve to soften the impact of lost income. You may choose this rider for coverage of up to age 70 next birthday.

Critical Illness Accelerated Benefit
Enjoy coverage for 30 major critical illnesses, offering peace of mind and the confidence to deal with the high cost of medical treatment. You may choose this rider for coverage of up to age 99 next birthday.

Critical Illness Premium Waiver
Get enhanced protection with a waiver of all future premiums upon diagnosis of a critical illness, helping to lighten your financial burden in difficult times.

Worldwide Coverage
You can continue to enjoy peace of mind even when you relocate for business as MyProtector gives you the assurance of continuous coverage that transcends international borders.

 

1 Source: "Studies show Singaporeans grossly underinsured" by Jo-ann Huang posted on 19 November 2010 on Channel New Asia's website: http://www.channelnewsasia.com/stories/singaporelocalnews/view/1094477/1/.html
2 Source: Ministry of Health – "Top causes of deaths for adults aged 15-59 years in 2009". Posted on: www.moh.gov.sg/mohcorp/publicationsinfopapersaspx?id=24478


The policy is underwritten by Aviva Ltd.
The information on this page is only an overview of the benefits of MyProtector, and not a contract of insurance. The detailed terms and conditions of this plan are provided in the relevant policy contract. The information on this page is published for general information only and does not have regard to the specific investment objectives, financial situation and the particular needs of any specific person. A product summary in relation to MyProtector is available and may be obtained from Aviva Ltd and the participating distributors' offices. You should read the product summary before deciding whether to purchase the policy. Buying life insurance products is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value, if any, may be less than the total premium paid. You may wish to seek advice from a financial adviser before making a commitment to purchase the product. In the event that you choose not to seek advice from a financial adviser, you should consider whether the product in question is suitable for you. Information is correct at time of publishing.

MyProtector

Information Brochure
icn-pdf Application Form for MyProtector

Please contact your preferred Financial Advisor, or an Aviva Advisor, for a copy of the relevant Product Summary/ies.

 Need Help?

Contact Us

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