Summary of Cover

At Aviva, you’re guaranteed a comprehensive deal on travel insurance. But you’re probably the best judge of how much travel insurance coverage you would need for your trip. Click “More” to find out about each feature.

For policies purchased before 15th Aug 2012

Policy feature	Maximum amount payable per person per trip
Travel Coverage - For policies purchased on/after 15th Aug 2012	Travel Plus	Travel Lite
Trip cancellation (Health):
Loss of irredeemable travel and accommodation expenses paid in advance and occurring within 30 days prior to departure from Singapore due to death or serious injury or serious sickness of you, close relative or travelling companion; unexpected outbreak riot, natural disaster, epidemic or pandemic outbreak, serious damage to insured residence from fire or natural disaster or a subpoena as witness in the court of law. S$15,000 S$5,000
Trip cancellation (Insolvency):
Loss due to carrier or agency insolvency. Covers trip costs and/or deposits that cannot be recovered following the insolvency of an IATA carrier or NATAS approved travel agent. S$5,000 S$1,000
Trip interruption:
Loss of irredeemable travel and accommodation expenses paid in advance due to death or serious injury or serious sickness of you, close relative or travelling companion; unexpected outbreak riot, natural disaster, epidemic or pandemic outbreak, serious damage to insured residence from fire or natural disaster or a subpoena as witness in the court of law. S$8,000 S$3,000
Delayed departure:
S$100 for each full 6-hour consecutive delay. S$1,000 S$1,000
Missed departure or connection:
Cover for expenses incurred due to the delay of connecting scheduled flight. S$500 S$200
Theft of valuables or personal money	S$750	Not applicable
S$750 Not applicable
Loss of passport/travel documents:
Coverage of administrative and other associated costs with the replacement of your passport/travel documents. S$5,000 S$3,000
Delayed baggage:
Pays S$200 per insured for every full 6-hour of baggage delay both overseas and in Singapore when on a scheduled carrier. S$1,000 S$1,000
Loss of baggage:
Up to S$700 for any one article (or set of articles if grouped together) and S$1,000 per laptop. S$5,000 S$3,000

Emergency medical cover	Travel Plus	Travel Lite
Overseas Emergency medical & evacuation	S$2,000,000	S$250,000
Medical & accidental dental expenses in Singapore	S$50,000	S$10,000
Overseas Emergency medical – pregnancy related	S$5,000	S$1,000
Overseas Emergency Dental	S$800	S$800
Chinese physician treatment (Registered)	S$500	S$100
Overseas hospital income:
S$200 for every 24 hours hospitalised overseas. S$50,000 S$10,000
Hospital income in Singapore
S$100 for every 24 hours hospitalised. S$1,000 S$500
Repatriation:
All expenses incurred in the repatriation of your remains in the event of your death whilst overseas to Singapore or your home country for non Singaporeans. Unlimited S$30,000
Compassionate visit:
Pays for incidental expenses for a friend or relative to assist in repatriation of your remains. S$10,000 S$3,000
Hospital visit:
Pays for the incidental expenses for a visit of one relative or friend if you cannot be evacuated and require hospitalisation for more than 5 consecutive days. S$10,000 S$3,000
Emergency call charges:
Coverage of all telephone call charges incurred whilst contacting Aviva’s Medical Emergency Assistance Provider for medical assistance. S$250 S$100
Child minder:
Covers expenses for a friend or relative to accompany your children home after the insured’s hospitalisation. S$10,000 S$3,000

Additional benefits	Travel Plus	Travel Lite
Personal liability	S$1,000,000	S$500,000
S$1,000,000 S$500,000
Kidnap, hostage & mugging:
S$250 per 24 hours detained. S$10,000 S$3,000
Golf cover:
Loss or damage of golf equipment. S$750 S$500
War cover:
Accidental death and permanent disability S$100,000 S$50,000
Full terrorism cover (aggregate)	S$100,000	S$50,000
S$100,000 S$50,000