High Net Worth

The world’s preferred wealth management hub

Welcome to High Net Worth

With Singapore being the world's preferred wealth management hub^, High Net Worth (HNW) is for people who prefer Singapore as their wealth destination. If you trust Singapore, trust us. 

Singapore, a world class destination for HNW

Our city-state success is built on our strong regulatory framework as well as the nation's political and social stability. 

This provides assurance to our clients who are placing their wealth in Singapore. 

As a technology-first company, our solutions create efficiency, ease and transparency for our HNW clients. 

Leading through tech and innovation

Singapore has elevated her position in the world's HNW destinations over the previous decades. This rise was built from innovation, technology, and good old-fashioned hard work. 

We embrace these values to bring you the best in modern wealth solutions. Our product innovation leads the market, being the first Asian insurer to offer a Joint Life feature for Universal Life.

^Singapore is the most preferred offshore wealth management hub among industry professionals according to Asian Private Banker survey

Planning with HNW

Our solutions are tailored to meet the unique needs of those looking to protect, enhance and ultimately pass their wealth to their next generations. 

Legacy Planning

Build and preserve a strong foundation or your wealth to provide a legacy for future generations.

Portfolio Diversification

Diversify and reach a balance between risk and achieving steady returns with your portfolio even in uncertain market conditions.

Business Continuity

Ensure business continuity and protect your business against financial instability by limiting the risk of losing key business personnel should the unexpected occur. 


Protect and secure your children and grandchildren's future by transferring your benefits to them.

Charitable Giving

Leverage your assets to provide a legacy for a cause you believe in.

Our HNW solutions

Universal Life

Combining high life insurance coverage with an attractive cash value growth potential.

Key benefits

  • Attractive crediting rates which can never be lower than 2% p.a.
  • Flexibility to fund the policy with a lump sum or a series of payments tailored to your needs.


Variable Universal Life

Combining tailored investment programs with life insurance benefits.

Key benefits

  • Stay protected whilst capturing global investment opportunities of your choice*.
  • Flexibility to withdraw funds without incurring any penalties or changes in benefits.

*Assessed on a case by case basis


Please refer to the terms and conditions for full details of the benefits.

Start planning with us

Contact your broker or leave your details with us and let us connect you to a bespoke wealth solution.

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The information on this page is meant for your general knowledge and does not regard any specific investment objectives, financial situations or particular needs any person might have.

You should read the relevant product disclosures and seek advice from our HNW brokers or select third-party financial advisers before making a commitment to purchase the product. You can obtain the full Terms and Conditions and the Product Summary from our HNW brokers and select third-party financial advisers.

Our Universal Life and Variable Universal Life plans are exclusively available through our HNW brokers or our select third-party financial advisers. Tell us what you’re looking for and one of their representatives will reach out to you.

This advertisement has not been reviewed by the Monetary Authority of Singapore. Information is accurate as of 01 January 2022. 

This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association or SDIC websites (www.lia.org.sg or www.sdic.org.sg).