DIRECT– Aviva Whole Life

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Lifetime assurance at an affordable price

A life insurance plan that you can buy yourself.

Coverage as long as you live

Payout when you die or get a Terminal Illness or when Total and Permanent Disability happens before age 65.

Accumulate potential bonuses

This means more cash at your payout.

Premiums don't change

The same premium guaranteed, for your entire life.

An easy way to leave a legacy

Just a simple plan to start or add to your portfolio.

Key benefits Coverage / Options
Basic benefits1
Death, Terminal Illness and Total and Permanent Disability
Potential Bonuses2
Entry age (age next birthday)
Age 19-65 (depending on the Premium Payment Period)
Country of residence
For residents of Singapore
from S$50,000 to S$200,000
Death and Terminal Illness (TI) coverage period Whole life
Total and Permanent Disability (TPD) coverage period
Ends after age 65
Accumulate Cash Value Yes
Premium Payment Period
Choose to pay either till age 70 or age 85
Premium Payment Options
Choose to pay either monthly, quarterly, half-yearly or yearly

Add-ons for extra protection

Need enhanced coverage? Consider these add-ons when you purchase our plan.

DIRECT- Aviva Critical Illness Cover (CI)

Get a lump sum payout when you are diagnosed with any of the 30 critical illnesses3


Need more information?

Here are the steps to apply.

Got any questions?

What are the Direct Purchase Insurance (DPI) plans offered by Aviva?

There are two: DIRECT-Aviva Term Life and DIRECT- Aviva Whole Life (this page)

Who is eligible to apply for the DPI plans?

Any resident in Singapore (including foreigners who are holding a valid Employment Pass, Work Pass, Dependant Pass or Student Pass) who is between 19 to 65 years old (age next birthday).

Do I need to submit any medical reports or undergo any medical check-ups?


How do I know if my application has been successfully completed?

We'll send you a confirmation email and mail you the policy documents. If there are issues or further details from you are needed, we will call or email you to let you know.

How can I make a claim?

You'll need to complete a claim form and return it to us. There are four ways to do so:

  • Download the claims form from our corporate site
  • Call our customer service hotline at +65 6827 9933
  • Email to request for one
  • Visit our Customer Service Hall during office hours to obtain a printed form

Read before you buy

Help yourself to our handy resources about insurance

Need more information? Visit this link

The policies are underwritten by Aviva Ltd.

The information on this page is for general information only and does not have regard to the specific investment objectives, financial situation and the particular needs of any specific person. Product Summaries for direct purchase insurance may be obtained from Aviva Ltd and

As direct purchase insurance are sold without financial advice, you should make sure you have carefully assessed your insurance needs as well as whether you can afford the premiums for the duration of the policy. You should also read the Product Summary, Policy Illustration, Direct Purchase Insurance Factsheet and all related information on to understand the features of the product and assess whether the product you have chosen is appropriate to your financial needs and insurance objectives.

As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. This is not a contract of insurance. Full details of the standard terms and conditions of the plans can be found in the relevant policy contract.

Information is accurate as at December 2018

This advertisement has not been reviewed by the Monetary Authority of Singapore.

The policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required for you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or the Life Insurance Association Singapore or SDIC website ( or