Disability shouldn't mean inability - to pay your bills

A plan that can replace the monthly income you lose if you become severely disabled.

Diagnosed with disability? Stop paying for the plan upon diagnosis

No need to continue paying premiums when you're receiving the monthly disbursements.

Up to 75% of your income replaced upon disability

You can replace a large portion of your lost income if you can no longer work.

Partial disability benefit

Continue getting a portion of your payout if you're not fully recovered, even if you've returned to work.

Disability from sickness or injury can happen to anyone

Our coverage can make your recovery journey a smoother one

Key benefits Coverage / Options
Monthly replacement income under Total Disability Benefit Up to 75% of your declared income. Premiums will vary accordingly
Premium waiver
No need to continue paying premiums while receiving disability payout
Partial Disability Benefit
Receive a portion of monthly income if you are not fully recovered even if you have returned to work
Option to increase your monthly payout 
By 3% per annum, to keep up with inflation
Death benefit (if you die while receiving disability income)
S$5,000
Rehabilitation reimbursement
Reimbursement for rehabilitation expenses such as medical therapies and workplace modification to aid in your recovery

35% off premium for IdealIncome*

Enjoy 35% discount now and for your future premiums. Terms and Conditions apply.

Find out more

Read Terms and Conditions

Find out more about IdealIncome

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The policy is underwritten by Aviva Ltd.

This is published for general information only and does not have regard to the specific investment objectives, financial situation and the particular needs of any specific person. A copy of the Product Summary may be obtained from Aviva Ltd and the participating distributor's offices. You should read the Product Summary before deciding whether to purchase the policy. You may wish to seek advice from a financial adviser representative, before making a commitment to purchase the product. In the event that you choose not to seek advice from a financial adviser representative, you should consider whether the product in question is suitable for you.

As this product has no savings or investment feature, there is no cash value if the policy ends or if the policy is terminated prematurely. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. Early termination of the policy usually involves high costs and the surrender value payable, if any, may be less than the total premiums paid. This is not a contract of insurance. Full details of the standard terms and conditions of this plan can be found in the relevant policy contract.

Information last updated 21 Aug 2019.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Aviva Ltd or visit the Life Insurance Association Singapore or SDIC websites (www.lia.org.sg or www.sdic.org.sg).