Our supplement for ElderShield
Enhance your disability insurance for higher payouts.
Customise monthly payouts
Get monthly cash from S$600 to S$5,000, depending on your chosen premium.
Customise monthly payout duration
You decide how long you wish to receive the disability income - 12 years or unlimited lifetime payout.
Decide how long you want to pay premiums
Pay up to age 66 years or for 20 years from when you start (whichever is later) with up to S$600 per year from Medisave account.
You can't put a time limit on how long recovery takes
It's hard when your disability payout stops before you're well and ready.
| Key Benefits | Eldershield | MyCare | MyCare Plus |
|---|---|---|---|
| Requirements for benefits payout |
Unable to do 3 out of 6 "activities of daily living (ADL)" or self-care such as washing, toileting, being mobile, walking, feeding and transferring (say from bed to wheelchair) |
Unable to do only 2 out of 6 ADL | |
| Benefit Payout duration | Up to 6 years | Unlimited lifetime payout or up to 12 years | |
| Premium term (how long you need to pay for coverage) | Pay until you're 66 years old | Lifetime OR; Pay until you're 66 years old or for 20 years from when you first started the plan |
Lifetime |
| Monthly severe disability income |
S$400 | From S$600 to S$5,000 | |
| Lump sum cash |
Nil | 3x your first monthly disability income | |
| Rehabilitation benefit | Nil | 50% of your monthly severe disability income up to the end of the payout duration | Not applicable |
| Money for your dependants' care | Nil | S$200 per month up to 36 months if you have a child aged 21 years and below when you make the claim | |
| Death payout | Nil | Additional 3 times your last drawn monthly severe disability income | |
| Waiting period | No payout within 90 days of policy issued. Waived for accidental causes and auto coverage | None | No payout within 90 days of policy issued. Waived for accidental cause and inability to perform 3 or more ADL |
| Deferment period | 90 days | ||
S$100 off first year's premium
MyCare and MyCarePlus now come with S$100 off your first year's premium! Terms and Conditions apply.
Read Terms and Conditions
Policy documents
For Appointed Assessor information, please click here.
Please contact your preferred Financial Advisor for a copy of the relevant Product Summary/ies.
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About Eldershield
Information on how 'severe disability' is defined and what Eldershield covers.
Aviva Privilege Card
A special health and wellness discount programme available exclusively to MyCare & MyCare Plus policyholders.
About MyCare and MyCare Plus
Find out how MyCare improves your ElderShield benefits.
Upgrade your Eldershield
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The policy is underwritten by Aviva Ltd.
This is published for general information only and does not have regard to the specific investment objectives, financial situation and the particular needs of any specific person. A copy of the Product Summary may be obtained from Aviva Ltd and the participating distributor's offices. You should read the Product Summary before deciding whether to purchase the policy. You may wish to seek advice from a financial adviser representative, before making a commitment to purchase the product. In the event that you choose not to seek advice from a financial adviser representative, you should consider whether the product in question is suitable for you. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. This information is not a contract of insurance. Full details of the standard terms and conditions of this plan can be found in the relevant policy contract.
Information last updated 21 Aug 2019.
This advertisement has not been reviewed by the Monetary Authority of Singapore.
This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Aviva Ltd or visit the Life Insurance Association Singapore or SDIC websites (www.lia.org.sg or www.sdic.org.sg).