My Early Critical Illness Plan

Be financially prepared

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Don't let Critical Illness wreck your savings

Falling seriously ill can happen to the fittest among us. Don't pay for it out of your own pocket.

Diagnosed with Critical Illness? Take 100% payout

Be it at the early, middle or late stage, get your chosen sum when your illness is diagnosed.

Choice of coverage up to age 99

You'll be protected well into your old age.

Pay the same rate all the way

Your premium amount won't change throughout the policy term, no matter what.

Being seriously ill affects you and your family in many ways

Focus on rest and recovery. We'll take care of the money part.

Key benefits Coverage / Options
100% upfront lump sum payout of your chosen amount for any one of the covered Critical Illnesses at the early, intermediate or severe stage Choice of up to S$250,000
Special Benefit – an additional payout for selected medical conditions without compromising the Critical Illness Benefit or Death Benefit Up to 20% of the Critical Illness Benefit sum assured, capped at S$25,000.
Claim for different medical conditions covered under the Special Benefit
Up to 6 times
Choice of coverage term From 10 years to age 99  (age next birthday)
Death benefit  S$5,000
Choice of currency SGD, USD, GBP, EUR, AUD and HKD
Premium rates remain the same Throughout the policy term

We've enhanced our critical illness coverage to give you greater peace of mind. For details, click here.

Read Terms and Conditions

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The policy is underwritten by Aviva Ltd.

This is published for general information only and does not have regard to the specific investment objectives, financial situation and the particular needs of any specific person. A copy of the Product Summary may be obtained from Aviva Ltd and the participating distributor's offices. You should read the Product Summary before deciding whether to purchase the policy. You may wish to seek advice from a financial adviser representative, before making a commitment to purchase the product. In the event that you choose not to seek advice from a financial adviser representative, you should consider whether the product in question is suitable for you.

As this product has no savings or investment feature, there is no cash value if the policy ends or if the policy is terminated prematurely. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. Early termination of the policy usually involves high costs and the surrender value payable, if any, may be less than the total premiums paid. This is not a contract of insurance. Full details of the standard terms and conditions of this plan can be found in the relevant policy contract.

Information last updated 21 Aug 2019.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Aviva Ltd or visit the Life Insurance Association Singapore or SDIC websites ( or