One plan, dual purpose

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Lifetime insurance and investment in one package

Be protected while investing your money at the same time.

Grow your money while staying protected

Enjoy returns on what you pay while also having life insurance coverage.

Always have access to your cash

Withdraw your money from the plan, any time you need it.

Take Premium holiday

If money is tight, you can halt payments for a while1.

Start your insurance and investment plan from S$100 a month

Adjust the mix of protection and investment through your life stages.

Key Benefits Coverage / Options
Coverage for Death and Terminal Illness
Coverage for Total and Permanent Disability 
Up to age 70
Flexibilities available to adjust your protection and investment mix
Reduce your coverage to zero  to maximise your investment returns
Make unlimited withdrawals as long as your policy has cash values
Increase your coverage when your life stage changes – married, had a child or property purchase 
Premium rewards
Get extra 5% of premium every 5 years from the 10th policy year
Achieve greater control of your finances by opting for a premium holiday
Your policy will lapse if your policy unit value reduces to zero

How MyLifeInvest works

Joe, 30 (ANB) and a non-smoker, intends to get married in a few years. Finances are tight as he is saving up for the wedding and to buy a house. He eventually wants to build a nest egg for the future.

He buys MyLifeInvest for protection coverage and investment.


*Terms and Conditions apply.

The above illustration is based on the illustrated investment rate of return of 8% per annum, which is the higher rate as illustrated in the Policy Illustration.

For the illustrated investment rate of return of 4% per annum, the illustrated policy NAV would be S$38,867.

For more details, please refer to the Product Summary and Policy Illustration. The numbers in the chart above have been rounded up to the nearest dollar.

Level up your cover

Need enhanced coverage? Consider these add-ons when you buy MyLifeInvest.

Level term cover

Opt for this rider2 for additional protection against Death and Terminal Illness.

Critical Illness Riders

Opt from a range of riders2 to get extra coverage if you are ever critically ill - from early to severe stages.

Riders with Premium waivers

With these riders, focus on getting better instead of worrying about having to continue paying for insurance2.


Find out more about MyLifeInvest

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For details of Aviva's Data Protection Policy, please refer to To withdraw your consent at any time, please call Aviva at +65 6827 7988.

The policy is underwritten by Aviva Ltd.

This is published for general information only and does not have regard to the specific investment objectives, financial situation and the particular needs of any specific person. A copy of the Product Summary may be obtained from Aviva Ltd and the participating distributor's offices. You should read the Product Summary before deciding whether to purchase the policy. You may wish to seek advice from a financial adviser representative, before making a commitment to purchase the product. In the event that you choose not to seek advice from a financial adviser representative, you should consider whether the product in question is suitable for you. As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. Buying an accident and/or health insurance policy that is not suitable for you may impact your ability to finance your future healthcare needs. It is usually detrimental to replace an existing accident and health policy with a new one as the new policy may cost more or have fewer benefits at the same cost. This is not a contract of insurance. Full details of the standard terms and conditions of this plan can be found in the relevant policy contract. 

Investments in this plan are subject to investment risks including the possible loss of the principal amount invested. The value of the units, and the income accruing to the units, may rise or fall. Past performance of the ILP sub-fund(s) is not necessarily indicative of future performance.

Information is accurate as at February 2020.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Aviva Ltd or visit the Life Insurance Association Singapore or SDIC websites ( or