Lifetime insurance and investment in one package
Be protected while investing your money at the same time
Grow your money while staying protected
Enjoy returns on what you pay while also having life insurance coverage
Always have access to your cash
Withdraw your money from the plan, any time you need it
Take Premium holiday
If money is tight, you can halt payments for a while*
Start your insurance and investment plan from S$100 a month
Adjust the mix of protection and investment through your life stages
|Key Benefits||Coverage / Options|
|Coverage for Death and Terminal Illness
|Coverage for Total and Permanent Disability
||Up to age 70|
|Flexibilities available to adjust your protection and investment mix
||Reduce your coverage to zero to maximise your investment returns
Make unlimited withdrawals as long as your policy has cash values
Increase your coverage when your life stage changes – married, had a child or property purchase
||Get extra 5% of premium every 5 years from the 10th policy year
|Achieve greater control of your finances by opting for a premium holiday
||Your policy will lapse if your policy unit value reduces to zero
Level up your cover
Need enhanced coverage? Consider these add-ons when you buy
Level term cover
Opt for this rider** for additional protection against Death and Terminal Illness
Critical Illness Riders
Opt from a range of riders** to get extra coverage if you are ever critically ill - from early to severe stages
Riders with Premium waivers
With these riders, focus on getting better instead of worrying about having to continue paying for insurance**
Click for important notes and disclaimers
Terms and Conditions apply. For complete details, please refer to the product brochure and product summary or speak to your preferred financial adviser representative.
Wherever age is mentioned, it’s calculated based on age next birthday.
* You can halt premium payment as long as your policy has sufficient accumulated cash value.
** For complete details on the riders and the applicable age limits, please refer to the respective Product Summaries and Key Provisions which contain details of Exclusions, Waiting Period and Survival Period (if applicable).
The policy is underwritten by Aviva Ltd.
This is published for general information only and does not have regard to the specific investment objectives, financial situation and the particular needs of any specific person. A copy of the Product Summary may be obtained from Aviva Ltd and the participating distributor’s offices. You should read the Product Summary before deciding whether to purchase the policy. You may wish to seek advice from a financial adviser representative, before making a commitment to purchase the product. In the event that you choose not to seek advice from a financial adviser representative, you should consider whether the product in question is suitable for you.
Buying a life and health insurance policy is a long-term commitment. Early termination of the policy usually involves high costs and the surrender value payable, if any, may be less than the total premiums paid. This is not a contract of insurance. Full details of the standard terms and conditions of this plan can be found in the relevant policy contract.
Information last updated July 2017.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Aviva Ltd or visit the Life Insurance Association Singapore or SDIC websites (www.lia.org.sg or www.sdic.org.sg).