My MultiPay Critical Illness Plan IV

Because you don’t give up, neither will we

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Dealing with a critical illness isn’t always a one-time event

  • Breast cancer

    Stage 3B breast cancer patients face a 70% to 90% chance of recurrence in 10 years1

     

  • Stroke

    4 in 10 stroke patients will suffer another stroke within the next 10 years2

     

  • Colorectal cancer

    8 out of 10 colorectal cancer patients who suffer a recurrence develop cancer which involves the liver3

Coping with a recurrent life-threatening illness is never easy. It is a daunting new challenge to deal with the physical, emotional, and financial implications of a critical illness yet again. But having a sound financial plan is half the battle won. 

Introducing My MultiPay Critical Illness Plan IV

My MultiPay Critical Illness Plan IV gives you financial security, allowing you to make multiple claims for different stages of critical illnesses and when specified critical illnesses recur. Plus, you get additional benefits for even more protection.

Up to a total of 900% of the Sum Assured for critical illnesses

Covers 132 conditions across various stages of critical illnesses and the recurrence of 6 specified critical illnesses

Additional support when you are diagnosed with the eligible Severe Stage Critical Illness

Advance Care Option4 lets you turn your Recurrent Critical Illness Benefit into an additional 100% of the Sum Assured

More benefits for added protection

Provides Benign and Borderline Malignant Tumour Benefit5, Intensive Care Benefit6, Special Benefit7 as well as death coverage

Multiple payouts for critical illnesses, and more

You deserve the financial confidence to always put your health first and carry on with life. My MultiPay Critical Illness Plan IV covers more than just critical illnesses.

Key benefits

  • Multiple payouts for early, intermediate and severe stage critical illnesses as well as specified re-diagnosed and recurrent critical illnesses, up to a total of 900% of the Sum Assured
Critical Illness (CI) Benefit8 Maximum total payout:
600% of the Sum Assured
Upon diagnosis of the following:
(a) Early or Intermediate Stage CI9 100% of the Sum Assured (per claim)
(b) Severe Stage CI10 300% of the Sum Assured less any claim paid for the Early and Intermediate Stage of the same CI Group (per claim)
 
Recurrent CI Benefit11 Maximum total payout:
300% of the Sum Assured
Upon diagnosis of the following:
(a) any one of the 6 specified Severe Stage CIs covered (after the CI Benefit has ceased)  150% of the Sum Assured (per claim), up to 2 claims
(b) any one of the 6 Recurrent CIs covered
 
  • Future premiums waived when 300% of the Sum Assured or more is paid under the Critical Illness Benefit.

 

 

  • Advance Care Option4 – Choose to exercise this option to receive an additional 100% of the Sum Assured when your first Severe Stage Critical Illness Benefit claim under the Critical Illness Benefit is made for one of the eligible Severe Stage CIs. Once this option is exercised, the Recurrent Critical Illness Benefit will cease.
  • Benign and Borderline Malignant Tumour Benefit5 – Receive an additional 20% of the Sum Assured upon a complete surgical excision of a Benign Tumour (suspected malignancy) requiring surgical excision from any of the 22 specified organs covered or upon diagnosis of a Borderline Malignant Tumour, up to S$25,000 (or equivalent currency) per life.
  • Intensive Care Benefit6 – Receive an additional 20% of the Sum Assured upon Intensive Care Unit (ICU) stay of 4 days or more (due to an illness or accident) in one hospital admission, up to S$25,000 (or equivalent currency) per life.
  • Special Benefit7 – Receive an additional 20% of the Sum Assured upon diagnosis of any of the 27 conditions covered, up to S$25,000 (or equivalent currency) per life per condition.
  • Death Benefit – Payout of S$5,000 (or equivalent currency) upon death.
  • Choice of coverage term from 10 years to 99 Age Next Birthday (ANB)
  • Choice of currency – SGD, USD, GBP, EUR, AUD or HKD

Critical Illnesses covered under the Recurrent CI Benefit11

Specified Severe Stage Critical Illnesses Recurrent Critical Illnesses

• Major Cancer

• Heart Attack of Specified Severity

• Stroke with Permanent Neurological Deficit

• Open Chest Heart Valve Surgery

• Major Organ/ Bone Marrow Transplantation

• Coronary Artery By-pass Surgery

• Re-diagnosed Major Cancer

• Recurrent Heart Attack of Specified Severity

• Recurrent Stroke with Permanent Neurological Deficit

• Repeated Open Chest Heart Valve Surgery

• Repeated Major Organ/ Bone Marrow Transplantation

• Repeated Coronary Artery By-pass Surgery

 Please refer to the Product Summary for the complete list of early, intermediate and severe stage critical illnesses covered in this plan.

Footnotes

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This policy is underwritten by Aviva Ltd. 

This is published for general information only and does not have regard to the specific investment objectives, financial situation and particular needs of any specific person. A copy of the Product Summary may be obtained from Aviva Ltd and the participating distributors' offices. You should read the Product Summary before deciding whether to purchase the product. You may wish to seek advice from a financial adviser representative before making a commitment to purchase the product. In the event that you choose not to seek advice from a financial adviser representative, you should consider whether the product in question is suitable for you. As this product has no savings or investment feature, there is no cash value if the policy ends or if the policy is terminated prematurely. Buying a health insurance policy that is not suitable for you may impact your ability to finance your future healthcare needs. This is not a contract of insurance. Full details of the standard terms and conditions of this policy can be found in the relevant policy contract. 

Information is accurate as at 26 August 2020. 

This advertisement has not been reviewed by the Monetary Authority of Singapore. 

This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association or SDIC websites (www.lia.org.sg or www.sdic.org.sg).