MyProtector series

Choose only the coverage you want

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Flexible and affordable term life insurance

1 in 3 people don't have life insurance.1 This means that should the unexpected happen, their loved ones could face financial stress. But it doesn't have to be this way. Believing that everyone deserves protection, we've created a plan that lets you choose only what you need, at a price you can afford.

Choose the coverage you need

Gives you the flexibility to select the precise coverage that you need.

Lump-sum payout

If you pass on or you're diagnosed with a Terminal Illness within the policy term.

Enhance your protection with add-ons

Boost your protection plan with our add-ons (riders) to suit your needs.

What MyProtector series offers

To meet your needs, the MyProtector series offers two plans: MyProtector-Term Plan II and MyProtector-Decreasing.

MyProtector-Term Plan II

What's covered
Pay as little as S$20 per month2 to get covered with MyProtector-Term Plan II.
  • Lump-sum payout
    If you pass on or you're diagnosed with a Terminal Illness within the policy term.
  • Flexible length of cover
    5 years, 10 years or 11 years to term up to 85 Age Next Birthday (ANB) at every one year interval.
  • Option to renew your plan for 5 and 10 years policy term3
    No need to worry about further medical underwriting when renewing your plan with us.
  • Flexibility to increase coverage4
    Increase your coverage without further medical underwriting when you reach key milestones in life.
  • Option to convert your plan5
    Convert your plan without further medical underwriting to a new endowment or whole life plan.


What's covered
MyProtector-Decreasing offers flexible coverage that can decrease with time as your liabilities shrink.
This will come in handy when you have paid up all your mortgage, car loan or kid's schools fees and no longer need a high coverage.
  • Lump-sum payout
    If you pass on or you're diagnosed with a Terminal Illness within the policy term.
  • Pays a decreasing sum year-on-year
    Over the term of your policy, your coverage decreases year-on-year.
  • Interest rate options
    1%, 2%, 3%, 4%, 5%, 7% or 9% to suit your needs. This means that your coverage reduces as your debt is reduced.
  • Flexible length of cover
    You can choose the length of cover you need – from 10 years to term up to 99 Age Next Birthday (ANB) at every one year interval.


Interim Cover T&C

Add-ons to suit your needs

Need enhanced coverage? Consider these add-ons (riders^) when you purchase MyProtector series.

Total & Permanent Disability (TPD) riders

Consider these riders^ to make sure that you're insured against TPD, so you can worry less about finances should TPD befall you.

Critical Illness riders

These riders provide coverage if ever you're critically ill. Choose from a range of riders^ to get covered against various stages of critical illnesses.

Premium waiver riders

With these riders^, you don't have to worry about paying your premiums again. We'll waive your premiums if ever the unexpected happens to you so you can focus on what really matters.

^Please speak to your financial adviser representative for the available riders. For more details on the riders, please refer to their respective Product Summaries.

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This policy is underwritten by Aviva Ltd.

This is published for general information only and does not have regard to the specific investment objectives, financial situation and particular needs of any specific person. A copy of the Product Summary may be obtained from Aviva Ltd and the participating distributors’ offices. You should read the Product Summary before deciding whether to purchase the product. You may wish to seek advice from a financial adviser representative before making a commitment to purchase the product. In the event that you choose not to seek advice from a financial adviser representative, you should consider whether the product in question is suitable for you.

As this policy has no savings or investment feature, there is no cash value if the policy ends or if the policy is terminated prematurely. Buying a health insurance policy that is not suitable for you may impact your ability to finance your future healthcare needs. This is not a contract of insurance. Full details of the standard terms and conditions of this policy can be found in the relevant policy contract.

Information is accurate as at 26 August 2020.

This advertisement has not been reviewed by the Monetary Authority of Singapore.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Aviva Ltd or visit the Life Insurance Association or SDIC websites ( or