Integrated Shield Plan

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Extra coverage for your hospital bills

An additional cover that integrates and complements the benefits of MediShield Life to ensure wider and higher hospitalisation and medical coverage.

As charged* coverage

For medical expenses incurred from private or public hospitals including pre- and post-hospital treatment.

High policy year limit

High policy year limit of up to S$2 million1 for MyShield Plan 1.

Newborn and children benefits

Free cover of up to S$50,000 for newborns2 up to 6 months old and discounted premium rates for children3 (up to 20 Age Next Birthday (ANB)).

What's covered in MyShield

You can choose the plan type depending on the coverage you prefer in your hospitalisation plan.

Choice of ward type with different policy year limits

  • As charged* coverage
    For hospital stays in a Private ward, Class A (1-bed) and B1 (4-bed) ward in public and private hospitals depending on the plan you choose.
  • Up to S$2 million policy year limit for MyShield Plan 1
    If you get  get pre-approval (a certificate of pre-authorisation) via Aviva's panel of medical specialists.

Pre- and Post-hospitalisation coverage

  • Pre-hospital treatment4 of up to 180 days and post-hospital treatment4 of up to 365 days 
    Applicable for treatment at restructured and community hospitals.
For pre- and post-hospital treatment in private hospitals, you must get pre-approval (a certificate of pre-authorisation) via Aviva's panel of medical specialists before your hospital stay.
  • Covers treatment received in the Accident and Emergency department
    Within 24 hours prior to your hospital admission.

Inpatient and Outpatient treatments covered

  • Planned5 and Emergency overseas inpatient treatment 
  • Major outpatient treatments6 including chemotherapy and kidney dialysis
  • Extra inpatient benefit for 5 critical illnesses
    Heart attack of specified severity, Major Cancer7, Stroke with Permanent Neurological Deficit, End-stage Lung Disease and End-stage Liver Failure 
  • Preventive treatment for cancer8


  • Free cover of up to S$50,000 for newborns2 up to 6 months old
  • Discounted premium rates for children3 up to 20 ANB
  • Covers hospital admission deposit of up to S$50,000 through Letter of Guarantee (LoG)9 at over 20 hospitals including private hospitals as listed below.
  • Your yearly renewable coverage is guaranteed for life as long as your policy is in-force.
  • Co-insurance (capped at S$25,500 per policy year) and annual deductibles will apply.

List of participating hospitals providing LOG for waiver of admission deposit


Important notes regarding Additional Premium Support (APS) Policy

Level up your cover

Need enhanced coverage? Consider adding MyHealthPlus as a rider to MyShield.


Add on Aviva's MyHealthPlus to your MyShield plan for even more benefits to your medical coverage.

Get more with Aviva

Need to see a specialist?

Get priority access to over 300 medical specialists, secure an appointment within three working days with Aviva's panel of medical specialists. Plus enjoy a myriad of other benefits when they consult with specialists on this panel. Terms and Conditions apply. 

Get pre-approval of your medical claims

Our hassle-free medical claim pre-approval for policyholders of MyShield and MyHealthPlus allows you to have greater assurance with the certainty of claim outcome before your planned medical treatment. 

Aviva's Patient Support Programme

Exclusively for MyShield and MyHealthPlus policyholders, a value-added service to help you and your family kick-start your post-treatment recovery journey effectively and give you greater confidence to go about your life as normally as possible.

Health is Wealth (of Information)

According to Aviva Health Survey 2020, Singaporeans want more information when making decisions about their personal health. See what Singaporeans say about healthcare experiences and how you play a part. 

Your health matters, take care of your future today

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The policy is underwritten by Aviva Ltd.

This is published for general information only and does not have regard to the specific investment objectives, financial situation and particular needs of any specific person. A copy of the Product Summary may be obtained from Aviva Ltd and the participating distributors' offices. You should read the Product Summary before deciding whether to purchase the product. You may wish to seek advice from a financial adviser representative before making a commitment to purchase the product. In the event that you choose not to seek advice from a financial adviser representative, you should consider whether the product in question is suitable for you. Buying a health insurance policy that is not suitable for you may impact your ability to finance your future healthcare needs. This information is not a contract of insurance. Full details of the standard terms and conditions of this policy can be found in the relevant policy contract.

Information is accurate as at 15 March 2021.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Aviva Ltd or visit the Life Insurance Association Singapore or SDIC websites ( or