Extra coverage for your hospital bills
An additional cover that integrates and complements the benefits of MediShield Life to ensure wider and higher hospitalisation and medical coverage.
As charged* coverage
For medical expenses incurred from private or public hospitals including pre- and post-hospital treatment.
High policy year limit
High policy year limit of up to S$2 million1 for MyShield Plan 1.
Newborn and children benefits
Free cover of up to S$50,000 for newborns2 up to 6 months old and discounted premium rates for children3 (up to 20 Age Next Birthday (ANB)).
What's covered in MyShield
You can choose the plan type depending on the coverage you prefer in your hospitalisation plan.
Ward type and policy year limit
- As charged* coverage
For hospital stays in a Private ward, Class A (1 bed) and B1 (4 bed) ward in public and private hospitals depending on the chosen plan type.
- Up to S$2 million policy year limit for MyShield Plan 1
If you get a certificate of pre-authorisation via Aviva's panel of medical specialists.
Pre- and Post- hospitalisation coverage
- Pre-hospital treatment4
Coverage up to 180 days.
- Post-hospital treatment4
Coverage up to 365 days for all plan types at restructured and community hospitals.
For treatment in private hospitals, you must have received a certificate of pre-authorisation via Aviva's panel of medical specialists for your hospital stay.
- Covers treatment received in the Accident and Emergency department
Within 24 hours prior to your hospital admission.
Inpatient and Outpatient treatments covered
- Planned5 and Emergency overseas inpatient treatment
- Major outpatient treatments6 including chemotherapy and kidney dialysis
- Extra inpatient benefit for 5 critical illnesses
Heart attack of specified severity, major cancer7, stroke, end-stage lung disease and end-stage liver disease
- Preventive treatment for cancer8
- Covers hospital admission deposit of up to S$50,000 through Letter of Guarantee (LoG)9 at over 20 hospitals including private hospitals as listed below.
- Your yearly renewable coverage is guaranteed for lifetime as long as your policy is in-force.
- Annual deductibles and co-insurance apply.
List of participating hospitals providing LOG for waiver of admission deposit
Important notes regarding Additional Premium Support (APS) Policy
Level up your cover
Need enhanced coverage? Consider adding MyHealthPlus as a rider to MyShield.
Add on Aviva's MyHealthPlus to your MyShield plan for even more benefits to your medical coverage.
Get more with Aviva
Need to see a specialist?
Get priority access to over 200 medical specialists, secure an appointment within three working days with Aviva's panel of medical specialists. Plus enjoy a myriad of other benefits when they consult with specialists on this panel. Terms and Conditions apply.
Get pre-approval of your medical claims
Our hassle-free medical claim pre-approval for policyholders of MyShield and MyHealthPlus allows you to have greater assurance with the certainty of claim outcome before your planned medical treatment.
Aviva's Patient Support Programme
Exclusively for MyShield and MyHealthPlus policyholders, a complimentary service to help you and your family kick-start your post-treatment recovery journey effectively and give you greater confidence to go about your life as normally as possible.
Health is Wealth (of Information)
According to Aviva Health Survey 2020, Singaporeans want more information when making decisions about their personal health. See what Singaporeans say about healthcare experiences and how you play a part.
MyShield / MyHealthPlus brochure
MyShield Policy Contract - Effective 2020
MyShield Policy Contract - Effective Jan 2019
MyShield Standard Plan Policy Contract
Factsheet - MyShield Standard Plan
Premium rates for MyShield and MyHealthPlus (with renewal date between 1 March and 31 March 2021)
Premium rates for MyShield and MyHealthPlus (with renewal date on and after 1 April 2021)
FAQ - MyShield including MyShield Standard Plan
MyShield Interim Cover Terms and Conditions (Accidental Medical Reimbursement)
2019 premium rates for MyShield and MyHealthPlus (with renewal date on and before 28 February 2021)
Please contact your preferred Financial Adviser Representative for a copy of the relevant Product Summaries.
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The policy is underwritten by Aviva Ltd.
This is published for general information only and does not have regard to the specific investment objectives, financial situation and particular needs of any specific person. A copy of the Product Summary may be obtained from Aviva Ltd and the participating distributors' offices. You should read the Product Summary before deciding whether to purchase the product. You may wish to seek advice from a financial adviser representative before making a commitment to purchase the product. In the event that you choose not to seek advice from a financial adviser representative, you should consider whether the product in question is suitable for you. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. This information is not a contract of insurance. Full details of the standard terms and conditions of this plan can be found in the relevant policy contract.
Information is accurate as at 15 February 2021.
This advertisement has not been reviewed by the Monetary Authority of Singapore.
This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Aviva Ltd or visit the Life Insurance Association Singapore or SDIC websites (www.lia.org.sg or www.sdic.org.sg).