MyShield - Integrated Shield Plan

Being hospitalised is a stressful time for you and loved ones

Let us take away your burden of paying for it

As charged* coverage

Complements MediShield Life to give more protection and pays what you're charged at public or private hospitals with up to S$1 million policy limits

Discounted premium rates for children and more

Discounted premiums for children if both parents own MyShield Plan 1 or Plan 2 and up to S$50,000 free cover for babies up to 6 months old  

Pre & Post hospitalisation treatment charges covered

As charged coverage up to 90 days for pre-hospitalisation and up to 180 days for post-hospitalisation

What's helpful when you're hospitalised?

A hospital plan that gives the right coverage with useful extras

Key Benefits Coverage / Options1
Hospital stays
Private ward, Class A (1 bedder) and B1 (4 bedder) wards in public and private hospitals
Pre and Post hospital treatment coverage 

For pre–hospital treatment: up to 90 days prior to admission

For post–hospital treatment: up to 180 days after discharge

Covers treatment received in the Accident and Emergency department
Within 24 hours prior to your hospital admission
Covers planned and emergency overseas inpatient treatment as charged
Pegged up to the costs of Mount Elizabeth Orchard Hospital
Covers inpatient pregnancy complications
As charged*
Covers major outpatient treatments including chemotherapy and kidney dialysis
As charged*
Living donor organ transplant
Up to S$50,000 per lifetime
Stay in a community hospital
As charged* Up to 45 days per policy year
Covers hospital admission deposit through Letter of Guarantee (LOG) at 19 hospitals including private hospitals

Up to S$10,000

Note: From January 2018, LOG will cover the hospital admission deposit for up to S$15,000

Opportunity to cover past medical concerns 
Based on moratorium underwriting
Guaranteed renewability and lifetime cover Yearly guranteed renewable 
Premium payment option

Use Medisave funds to purchase a MyShield plan

A choice to select your preferred doctor For your treatment

For MyShield / MyHealthPlus customers

Get priority access to over 200 medical specialists, secure an appointment within three working days & benefit more from Aviva Health Privileges. Terms and Conditions apply.

Find out more

Ready to talk about protection?

Make an appointment with us or speak to your preferred financial adviser representative

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Need enhanced coverage?

Consider adding MyHealthPlus as a rider to MyShield

Get more protection

Click for important notes and disclaimers

Terms and Conditions apply. For complete details, please refer to the product brochure and product summary or speak to your preferred financial adviser representative.

Wherever age is mentioned, it's calculated based on age next birthday.

 

Footnotes

*As charged refers to the eligible expenses incurred by Life Assured which is subject to pro-ration, deductible, co-insurance, policy year limit, admission of ward class and other policy terms.

1Depending on the hospital stay type, level of coverage and policy limits, MyShield offers 4 plans to choose from:  Standard Plan, Plan 1, 2 or 3. Please refer to the detailed Benefits Schedule to decide the plan you want. 

 

The policy is underwritten by Aviva Ltd.

This is published for general information only and does not have regard to the specific investment objectives, financial situation and the particular needs of any specific person. A copy of the Product Summary may be obtained from Aviva Ltd and the participating distributor's offices. You should read the Product Summary before deciding whether to purchase the policy. You may wish to seek advice from a financial adviser representative, before making a commitment to purchase the product. In the event that you choose not to seek advice from a financial adviser representative, you should consider whether the product in question is suitable for you.

Buying life and health insurance that is not suitable for you may impact your ability to finance your future healthcare needs.

This information is not a contract of insurance. Full details of the standard terms and conditions of this plan can be found in the relevant policy contract.

Information last updated 19 December 2017.

This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Aviva Ltd or visit the Life Insurance Association Singapore or SDIC websites (www.lia.org.sg or www.sdic.org.sg).