Extra coverage for your hospital bills
An additional cover that integrates and complements the benefits of MediShield Life to ensure wider and higher hospitalisation and medical coverage.
As charged* coverage
For medical expenses incurred from private or public hospitals including pre and post hospital treatment.
High policy year limit
High policy year limit of up to S$2 million1 for MyShield Plan 1.
Newborn and children benefits
Free cover of up to S$50,000 for newborns2 up to 6 months old and discounted premium rates for children (up to age 20 at next birthday)3.
What's covered in MyShield
You can choose the plan type depending on the coverage you prefer in your hospitalisation plan.
Ward type and policy year limit
- As charged* coverage
For hospital stays in a Private ward, Class A (1 bed) and B1 (4 bed) ward in public and private hospitals depending on the chosen plan type.
- Up to S$2 million policy year limit for MyShield Plan 1
If you get a certificate of pre-authorisation via Aviva's panel of medical specialists.
- Your yearly renewable coverage is guaranteed for lifetime as long as your policy is in-force.
- Annual deductibles and co-insurance apply.
Pre- and Post- hospitalisation coverage
- Pre-hospital treatment4
Coverage up to 180 days.
- Post-hospital treatment4
Coverage up to 365 days for all plan types at restructured and community hospitals.
For private hospitals, you need to get a certificate of pre-authorisation via Aviva's panel of medical specialists.
- Covers treatment received in the Accident and Emergency department
Within 24 hours prior to your hospital admission.
Inpatient and Outpatient treatments
- Planned5 and Emergency overseas inpatient treatment
- Major outpatient treatments6 including chemotherapy and kidney dialysis
- Extra inpatient benefit for 5 critical illnesses
Heart attack of specified severity, major cancer7, stroke, end-stage lung disease and end-stage liver disease
- Preventive treatment for cancer8
- Covers hospital admission deposit of up to S$50,000
Through Letter of Guarantee (eLOG)9 at 20 hospitals including private hospitals as listed below.
List of participating hospitals providing eLOG for waiver of admission deposit
Read Terms and Conditions
Important notes regarding Additional Premium Support (APS) Policy
Level up your cover
Need enhanced coverage? Consider adding MyHealthPlus as a rider to MyShield.
Add on Aviva's MyHealthPlus to your MyShield plan for even more benefits to your medical coverage.
For MyShield / MyHealthPlus customers
Get priority access to over 200 medical specialists, secure an appointment within three working days and benefit more from Aviva specialist panel. Terms and Conditions apply.
MyShield / MyHealthPlus Brochure
MyShield Policy Contract - Effective 2020
MyShield Policy Contract - Effective Jan 2019
MyShield Standard Plan Policy Contract
MyShield Standard Plan Factsheet
Premium Tables (including premiums for foreigners) - Effective Jan 2019
MyShield FAQ including MyShield Standard Plan
MyShield Interim Cover Terms and Conditions (Accidental Medical Reimbursement)
Please contact your preferred Financial Advisor for a copy of the relevant Product Summary/ies.
Your health matters, take care of your future today
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The policy is underwritten by Aviva Ltd.
This is published for general information only and does not have regard to the specific investment objectives, financial situation and the particular needs of any specific person. A copy of the Product Summary may be obtained from Aviva Ltd and the participating distributor's offices. You should read the Product Summary before deciding whether to purchase the policy. You may wish to seek advice from a financial adviser representative, before making a commitment to purchase the product. In the event that you choose not to seek advice from a financial adviser representative, you should consider whether the product in question is suitable for you. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. This information is not a contract of insurance. Full details of the standard terms and conditions of this plan can be found in the relevant policy contract.
Information last updated Jan 2020.
This advertisement has not been reviewed by the Monetary Authority of Singapore.
This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Aviva Ltd or visit the Life Insurance Association Singapore or SDIC websites (www.lia.org.sg or www.sdic.org.sg).