MyShield

Integrated Shield Plan

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Extra coverage for your hospital bills

An additional cover that integrates and complements the benefits of MediShield Life to ensure wider and higher hospitalisation and medical coverage.

As charged* coverage

For medical expenses incurred from private or public hospitals including pre and post hospital treatment.

High policy year limit

High policy year limit of up to S$2 million1 for MyShield Plan 1.

Newborn and children benefits

Free cover of up to S$50,000 for newbornsup to 6 months old and discounted premium rates for children (up to age 20 at next birthday)3.

What's covered in MyShield

You can choose the plan type depending on the coverage you prefer in your hospitalisation plan.

Ward type and policy year limit

  • As charged* coverage
    For hospital stays in a Private ward, Class A (1 bed) and B1 (4 bed) ward in public and private hospitals depending on the chosen plan type.
  • Up to S$2 million policy year limit for MyShield Plan 1
    If you get a certificate of pre-authorisation via Aviva's panel of medical specialists.

Others

  • Your yearly renewable coverage is guaranteed for lifetime as long as your policy is in-force.
  • Annual deductibles and co-insurance apply.

Pre- and Post- hospitalisation coverage

  • Pre-hospital treatment4
    Coverage up to 180 days.
  • Post-hospital treatment4 
    Coverage up to 365 days for all plan types at restructured and community hospitals.

    For private hospitals, you need to get a certificate of pre-authorisation via Aviva's panel of medical specialists.
  • Covers treatment received in the Accident and Emergency department
    Within 24 hours prior to your hospital admission.

Inpatient and Outpatient treatments

  • Planned5 and Emergency overseas inpatient treatment 
  • Major outpatient treatments6 including chemotherapy and kidney dialysis
  • Extra inpatient benefit for 5 critical illnesses
    Heart attack of specified severity, major cancer7, stroke, end-stage lung disease and end-stage liver disease 
  • Preventive treatment for cancer8
  • Covers hospital admission deposit of up to S$50,000
    Through Letter of Guarantee (eLOG)9  at 20 hospitals including private hospitals as listed below.

List of participating hospitals providing eLOG for waiver of admission deposit

Read Terms and Conditions

Important notes regarding Additional Premium Support (APS) Policy

Level up your cover

Need enhanced coverage? Consider adding MyHealthPlus as a rider to MyShield.

MyHealthPlus

Add on Aviva's MyHealthPlus to your MyShield plan for even more benefits to your medical coverage.

Get more with Aviva

Aviva's Patient Support Programme

Exclusively for MyShield and MyHealthPlus policyholders, a complimentary service to help you and your family kick-start your post-treatment recovery journey effectively and give you greater confidence to go about your life as normally as possible.

Need to see a specialist?

Get priority access to over 200 medical specialists, secure an appointment within three working days with Aviva's panel of medical specialists. Plus enjoy a myriad of other benefits when they consult with specialists on this panel. Terms and Conditions apply. 

Health is Wealth (of Information)

According to Aviva Health Survey 2020, Singaporeans want more information when making decisions about their personal health. See what Singaporeans say about healthcare experiences and how you play a part. 

Your health matters, take care of your future today

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The policy is underwritten by Aviva Ltd.

This is published for general information only and does not have regard to the specific investment objectives, financial situation and the particular needs of any specific person. A copy of the Product Summary may be obtained from Aviva Ltd and the participating distributor's offices. You should read the Product Summary before deciding whether to purchase the policy. You may wish to seek advice from a financial adviser representative, before making a commitment to purchase the product. In the event that you choose not to seek advice from a financial adviser representative, you should consider whether the product in question is suitable for you. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. This information is not a contract of insurance. Full details of the standard terms and conditions of this plan can be found in the relevant policy contract.

Information last updated August 2020.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Aviva Ltd or visit the Life Insurance Association Singapore or SDIC websites (www.lia.org.sg or www.sdic.org.sg).