Hassle-free affordable life insurance

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Take on life with confidence

Buying life insurance should be easy. Select the coverage you need, submit your application online, and you’re all set!

With MySimpleTermPlan, you can do just that. It’s a term life insurance plan that offers financial assurance for your loved ones if you’re no longer able to provide for them. It’s a simple solution that helps you save time, money and a lot of confusion. 

It's affordable

Premiums1 start from S$0.372 per day for S$500,000 coverage. That’s less than the cost of a cup of Kopi. 

It’s flexible

You have the flexibility to decide whether you want to renew the plan on a yearly basis1

It offers financial assurance

Should any of the covered events occur, there’ll be a lump-sum payout that can be used for your children’s education fund or repayment of debt such as your home mortgage.

Simple is better

MySimpleTermPlan is a yearly renewable term life insurance plan that gives a cash payout in the event of death, terminal illness or total and permanent disability during the coverage period. It’s affordable and has an online purchase option, making it easy for you to take on life with confidence.

Key benefits

  • Affordable
    Premiums1 start from S$0.372 per day for S$500,000 coverage.
  • Lump-sum payout
    In the event of death, terminal illness or total and permanent disability
  • Choice of coverage level
    Sum assured ranges from S$150,000 to S$500,000, so you can select what you need.
  • Continuous coverage
    Renew your plan yearly for non-stop coverage until you’re 86 years old1

Here’s how MySimpleTermPlan works

Options for more comprehensive protection

No one is immune to accidents and critical illnesses, but you can prevent them from affecting your financial security. That’s why MySimpleTermPlan lets you add on essential riders for greater assurance. 

Personal Accident Cover

This rider3 covers you in the event of an accident-related injury or death. You can choose a sum assured amount of S$100,000 to S$500,000.

Critical Illness Cover

Get a lump-sum payout in the event you’re diagnosed with any of the 36 severe-stage critical illnesses covered3 including cancer and stroke. You can choose a sum assured amount of S$50,000 to S$350,000.


Now comes the easy part!

Follow these three simple steps to get your term life coverage today.


Get started

Our application process takes less than 10 minutes. Get your personal details ready or you can retrieve them securely via MyInfo with Singpass.


Personalise your coverage

Select the coverage you need plus optional add-ons such as personal accident rider or critical illness rider for a more comprehensive protection. 


Complete your application

Simply answer our health and income-related questions to complete your application. And you’re all set!  

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