MyWholeLifePlan II

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Plan for the unforeseen, all the way to the very end

A plan that helps you save, while providing cash for when you die or become seriously ill1

Lifetime coverage

For death and terminal illness

2-4 times the chosen coverage amount

High coverage up to age 70, when you need it the most2

Save while you enjoy high protection coverage

Accumulate cash value and bonuses3

Comprehensive cover, great flexibilities and returns

Now you can combine protection with savings in one simple plan

Key Benefits Coverage / Options
Get money when you die or become terminally ill 
High coverage of 2 times, 3 times or 4 times the chosen Sum Assured
Up to age 70
Choice of premium payment term
10, 15, 20 or 25 years
Option to receive a monthly income 
From age 65 or end of the premium term (whichever is later) to age 99
Get extra coverage when you need it, minus health checks

Opt for extra coverage on death and terminal illness (TI) without further health underwriting within 90 days from the following key life events: change of marital status, become a parent, graduation from tertiary education, purchase of property.

Choice of coverage of up to 100% of the original sum assured or a maximum of S$300,000 per life covered, whichever is lower.

Premiums on hold, with interest waived if you lose your job 
Up to 1 year4

Level up your cover

Need enhanced coverage? Consider these add-ons5 when you buy

MultiPay Critical Illness Cover II

Up to 5 lump sum payouts, totaling 500% of the chosen Sum Assured upon diagnosis of various stages of Critical Illnesses, including up to two payouts for re-diagnosed cancer and recurrent heart attack or stroke. Also get Good Health Reward - 20% of chosen Sum Assured, when you do not make any claim.

Critical Illness cover

Get money from the time your doctor gives you the diagnosis for critical illness with Early Critical Illness Advance Cover II and Critical Illness Advance Cover II.

Total and Permanent Disability Advance Cover II

If you become permanently disabled you get up to 4 times the Sum Assured with Total and Permanent Disability Advance Cover II.

Premium Waiver Riders

When you're ill, focus on getting better instead of worrying about having to continue paying for insurance with Premium Waiver riders.


Ready to talk about protection?

Make an appointment with us or speak to your preferred financial adviser representative.

The policy is underwritten by Aviva Ltd.

This is published for general information only and does not have regard to the specific investment objectives, financial situation and the particular needs of any specific person. A copy of the Product Summary may be obtained from Aviva Ltd and the participating distributor's offices. You should read the Product Summary before deciding whether to purchase the policy. You may wish to seek advice from a financial adviser representative, before making a commitment to purchase the product. In the event that you choose not to seek advice from a financial adviser representative, you should consider whether the product in question is suitable for you. As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. This is not a contract of insurance. Full details of the standard terms and conditions of this plan can be found in the relevant policy contract.

Information is accurate as at December 2018.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Aviva Ltd or visit the Life Insurance Association Singapore or SDIC websites ( or