MyHealthPlus Option A-II and Option C-II

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In March 2018, Ministry of Health (MOH) announced that all Integrated Shield Plan (IP) riders for new policyholders must incorporate co-payment features by 1 April 2019.

This is in line with the Health Insurance Task Force's recommendations to help address over-consumption of medical services and cost containment measures in light of rising healthcare costs so as to enable continued affordability of healthcare services in Singapore.

Our health essentials

Add our MyHealthPlus rider to your MyShield plan for more healthcare benefits and worry less about out-of-pocket expenses.

Reduce your co-payment amount

Pay 50% of the co-insurance amount incurred under MyShield and less deductible for your hospital bills.

Lump-sum payout of S$10,000 per lifetime

If diagnosed with any of the listed Critical Illnesses1, receive a lump-sum payout of S$10,000 per lifetime. Plus, an additional lump-sum payout of up to S$3,000 per lifetime for kidney dialysis as a result of kidney failure2.

Seek global medical treatment

Available for selected illnesses3 and coverage of S$1,250,000 per policy year and S$2,500,000 per lifetime is in addition to MyShield policy year limit.

Two rider options

You can choose either MyHealthPlus Option A-II or Option C-II, depending on your needs. For both plans, you’ll be entitled to the same hospital/ward type that you’ve selected for MyShield.

Key benefits Option A-II Option C-II
Co-insurance benefit Covers 50% of the co-insurance amount incurred under MyShield. Maximum co-insurance4 payable by policyholder is S$3,000 per policy year
Lump-sum payout for Critical Illness benefit S$10,000 per lifetime if diagnosed with any of the listed Critical Illnesses1. An additional lump sum payout of up to S$3,000 per lifetime for kidney dialysis as a result of kidney failure2
Ambulance fees or transport to hospital S$80 per injury or illness
Global Treatment Coverage of up to S$1,250,000 per policy year and up to S$2,500,000 per lifetime with certificate of pre-authorisation obtained from panel overseas hospital for six covered illnesses and medical procedures3
Cover for child(ren) Free cover for child(ren)5 Preferred rate for child(ren)6
Ward downgrade benefit7 Covers 50% of MyShield annual deductible when you stay in a lower ward class than what's covered under your chosen plan N.A.
Deductible benefit N.A. Covers MyShield annual deductible after policyholder pays MyHealthPlus annual deductible


How to opt for global treatment


Reach out to us first

Call 1800 8800 880 to request for global treatment.


We'll assess the case

We'll review the case and keep in touch with you on the outcome of the request.


Complete documentation

Medical concierge services team will get in touch with you to finalise the hospital and location of your treatment and to complete further documentation.


Receive your certificate

Medical concierge services team will send the certificate of pre-authorisation and details on travel and accommodation arrangements.

For MyShield / MyHealthPlus customers

Get priority access to over 300 medical specialists, secure an appointment within three working days and benefit more from Aviva specialist panel. Terms and Conditions apply.

Find out more

Lower premium, same great value! Are you in?

To encourage our customers to join hands with us on our mission to keeping healthcare costs manageable in Singapore, we’ll be rolling out a new premium discount scheme for MyHealthPlus customers in 2022.

Find out more

Our health cover is just a few steps away

Take care of your health today by making an appointment with us. You may also speak to your preferred financial adviser to find out more about how you can add-on the rider to your coverage.

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The policy is underwritten by Aviva Ltd.

This is published for general information only and does not have regard to the specific investment objectives, financial situation and particular needs of any specific person. A copy of the Product Summary may be obtained from Aviva Ltd and the participating distributors' offices. You should read the Product Summary before deciding whether to purchase the product. You may wish to seek advice from a financial adviser representative before making a commitment to purchase the product. In the event that you choose not to seek advice from a financial adviser representative, you should consider whether the product in question is suitable for you.

Buying a health insurance policy that is not suitable for you may impact your ability to finance your future healthcare needs. This information is not a contract of insurance. Full details of the standard terms and conditions of this policy can be found in the relevant policy contract.

Information is accurate as at 15 March 2021.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Aviva Ltd or visit the Life Insurance Association Singapore or SDIC websites ( or