In March 2018, Ministry of Health (MOH) announced that all Integrated Shield Plan (IP) riders for new policyholders must incorporate co-payment features by 1 April 2019.
This is in line with the Health Insurance Task Force's recommendations to help address over-consumption of medical services and cost containment measures in light of rising healthcare costs so as to enable continued affordability of healthcare services in Singapore.
Our health essentials
Add our MyHealthPlus rider to your MyShield plan for more healthcare benefits and worry less about out-of-pocket expenses.
Global medical treatment
An additional policy limit of S$1,250,000 per year and S$2,500,000 per lifetime - for selected illnesses1. This is in addition to your MyShield policy year limit.
Co-insurance and annual deductibles apply1.
Lump Sum payout of S$10,000 per lifetime
if diagnosed with any of the listed Critical Illnesses2. An additional lump sum payout of up to S$3,000 per lifetime for kidney dialysis as a result of kidney failure3.
Two healthcare options
You'll be entitled to the same hospital/ward type that you have selected for MyShield. For MyHealthPlus rider, you can choose one medical coverage option that you'll need: Option A-II; or Option C-II.
|Key benefits||Option A-II||Option C-II|
|Co-insurance benefit||Covers 50% of the co-insurance amount incurred under MyShield. Maximum co-insurance4 payable by policyholder is S$3,000 per policy year|
|Lump Sum payout for Critical Illness benefit||S$10,000 per lifetime if diagnosed with any of the listed Critical Illnesses2. An additional lump sum payout of up to S$3,000 per lifetime for kidney dialysis as a result of kidney failure3.|
|Ambulance fees or transport to hospital||S$80 per injury or illness|
|Global Treatment||Up to S$1,250,000 per policy year and up to S$2,500,000 per lifetime with certificate of pre-authorisation obtained from panel overseas hospital for six covered illnesses and medical procedures1.|
|Cover for child(ren)||Free cover for child(ren)5||Preferred rate for child(ren)6|
|Ward downgrade benefit7||Covers 50% of MyShield annual deductible||N.A.|
Covers MyShield annual deductible
after policyholder pays MyHealthPlus
How to opt for global treatment
Reach out to us first
Call 1800 8800 880 to request for global treatment.
We'll assess the case
We'll review the case and keep in touch with you on the outcome of the request.
Medical concierge services team will get in touch with you to finalise the hospital and location of your treatment and to complete further documentation.
Receive your certificate
Medical concierge services team will send the certificate of pre-authorisation and details on travel and accommodation arrangements.
For MyShield / MyHealthPlus customers
Get priority access to over 200 medical specialists, secure an appointment within three working days and benefit more from Aviva specialist panel. Terms and Conditions apply.
MyShield and MyHealthPlus Brochure
MyHealthPlus Option A and C Policy Contract - Effective Jan 2020 (for existing customers)
MyHealthPlus Option A-II and C-II Policy Contract - Effective Jan 2020 (for new customers)
MyHealthPlus Option A and C Policy Contract - Effective Jan 2019 (for existing customers)
MyHealthPlus Option A-II and C-II Policy Contract - Effective Jan 2019 (for new customers)
Additional Terms and Conditions for Global Treatment Benefit (Effective Jan 2019)
Premium Tables (including premiums for foreigners) - Effective Jan 2019
Changes to MyHealthPlus Annual Deductible and Co-insurance Benefits FAQ
Our health cover is just a few steps away
Take care of your health today by making an appointment with us. You may also speak to your preferred financial adviser to find out more about how you can switch to our new rider.
The policy is underwritten by Aviva Ltd.
This is published for general information only and does not have regard to the specific investment objectives, financial situation and the particular needs of any specific person. A copy of the Product Summary may be obtained from Aviva Ltd and the participating distributor's offices. You should read the Product Summary before deciding whether to purchase the policy. You may wish to seek advice from a financial adviser representative, before making a commitment to purchase the product. In the event that you choose not to seek advice from a financial adviser representative, you should consider whether the product in question is suitable for you.
Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. This information is not a contract of insurance. Full details of the standard terms and conditions of this plan can be found in the relevant policy contract.
Information last updated Jan 2020.
This advertisement has not been reviewed by the Monetary Authority of Singapore.
This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Aviva Ltd or visit the Life Insurance Association Singapore or SDIC websites (www.lia.org.sg or www.sdic.org.sg).