Manage your unit trust portfolio effectively
Get quality investment advice that's tailored just for you
Change your portfolio anytime to match your risk tolerance, time horizon and financial goals, as your circumstances or plans change.
24/7 access to useful information
Through MyAviva, all the essential information on your investment account is in one place.
Investment Administrator = convenience for you
Drawing your CPF-OA funds directly from your CPF Agent Bank saves you bank charges and transacts faster.
Navigator is an integrated investment platform by Aviva providing products and tools used by your financial adviser to manage your investment portfolio.
Fees and charges
Transparent fees just for you
|Source of funds||Account type||Upfront fee||Switch fee||Ongoing adviser charge1|
|Cash / SRS||Wrap||0 - 5.00%||Free||Up to 1.80% per annum|
|Cash / SRS||Non Wrap||0 - 5.00%||0 - 5.00%||Free|
|CPF OA / SA monies||Wrap||Free||Free||Up to 0.40% per annum*|
|CPF OA / SA monies||Non Wrap||Free||Free||Free|
*The agreed Ongoing adviser charge is inclusive of a 0.10% service fee per annum payable to Navigator Investment Services Limited.
|Platform fee2||Cash / SRS||CPF|
|First S$500,000||0.20% per annum||Free|
|S$500,000.01 - S$1,500,000||0.10% per annum||Free|
- All fees and charges indicated above are exclusive of GST and subject to the limitations, requirements, and Terms and Conditions of the funds.
- Free switching of Unit Trusts in Wrap accounts.
- Multiple switching are allowed with no switching fee/charge in all our Wrap accounts.
- Total Ongoing fee comprises of Ongoing adviser charge1 and Platform fee2.
- It is defined as annual fee charged for the provision of services and/or administration of investment products.
- No platform fee will be charged on Non Wrap accounts and CPF investments.
- No minimum platform fee.
- Please note that the platform fee is subject to change at the discretion of the Company.
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How it works
Navigator makes it simple to structure an investment portfolio with an extensive range of funds for you to choose from.
Prospective investors are advised to read the fund prospectus and product highlight sheet(s) carefully before applying for any shares/units in unit trust. The fund prospectus and products highlight sheet(s) relating to the fund are available online or obtained from your financial adviser representative. The value of the units and the income from them may fall as well as rise. Unit trusts are subject to investment risks, including the possible loss of the principal amount invested. Investors investing in funds denominated in non-local currencies should be aware of the risk of exchange rate fluctuations that may cause a loss of principal. Past performance is not indicative of future performance. If you are unsure if unit trust is suitable for you, we encourage you to speak with a financial adviser representative. Otherwise, you may end up buying a unit trust that does not meet your needs.
Articles on this site, whether written by Navigator or others, should not be construed as an offer or solicitation for the subscription, purchase or sale of any fund. No action should be taken without first viewing a fund's prospectus or product highlight sheet(s). Any advice herein is made on a general basis and does not take into account the specific investment objectives of the specific person or group of persons.
All prices and values shown on this portal are indicative and are usually based on prices of 2-4 dealing days earlier. Clients should not rely on these prices for decision making. Fund prices provided by third-parties. Navigator does not guarantee any prices or valuations shown, and accepts no responsibility for their accuracy.
Information is correct as at 1 January 2021.
This information does not constitute an offer or solicitation of an offer to buy or sell any shares/units.
This advertisement has not been reviewed by the Monetary Authority of Singapore.