Group Insurance Scheme

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To protect those who defend us always

Aviva is proud to be the official insurer for the Ministry of Defence (MINDEF) and Ministry of Home Affairs (MHA) personnel and their loved ones! 

MINDEF Group Insurance

Designed for members and affiliate members of MINDEF including their dependants.

MHA Group Insurance

Designed for members and affiliate members of MHA including their dependants.

Enjoy these special savings

Claim your privileges as an insured member of the MINDEF & MHA Group Insurance Scheme when you buy our car, home and travel plans.

Get S$100 Cashback

Enjoy an additional S$100 Cashback on your Car insurance premium when you're insured with our Car insurance and one of Aviva's qualifying plans.

15% off Aviva Car Insurance

Choose the coverage you need plus riders, then take 15% off your premium for Aviva Car Insurance.

30% off Aviva Travel Plans

Be it single or multi-trip plans for individuals or groups, you get a 30% discount off your Aviva Travel Insurance!

Up to 45% savings on Home insurance

We'll upgrade you to the next higher tier of plan so you can enjoy premiums savings of up to 45%.

Resources

If you need more information, please read our FAQ here.

MINDEF

For new customers

Get comprehensive coverage exclusively designed to give you greater assurance.

For existing customers

Access your account to manage your policy details or upgrade your coverage through our portal.

Form library

Download the relevent forms that you'll need.

Video

About MINDEF & MHA Group Insurance Scheme.

MHA

For new customers

Get comprehensive coverage exclusively designed to give you greater assurance.

For existing customers

Access your account to manage your policy details or upgrade your coverage through our portal.

Form library

Download the relevent forms that you'll need.

Video

About MINDEF & MHA Group Insurance Scheme.

Contact us

Customer Service Hotline

+65 6827 8000

Mondays to Fridays, excluding public holidays from 8:45 to 17:30

Customer Service Fax Line

+65 6827 7480

Got any questions?

Who are eligible for MINDEF & MHA Group Insurance Voluntary Scheme?

Eligible Members

  • Full-Time National Servicemen (NSFs)
  • Operationally Ready National Servicemen (NSmen)
  • Regulars (Full-time, Part-time and Contract Service) servicemen in the:
    • MINDEF / SAF [including Defence Executive Officers (DXOs)]
    • Singapore Police Force (SPF)
    • Singapore Civil Defence Force (SCDF)
    • Singapore Prison Service (SPS)
    • Central Narcotics Bureau (CNB)
    • Immigration & Checkpoints Authority (ICA)
  • Public Officers working with MINDEF or MHA
  • Volunteers:
    • SAF Volunteer Corps (SAF VC)
    • NS Volunteers (or equivalent)
    • Reservist On Voluntary Extended Reserve Service (ROVERS)
    • SPF Volunteer Special Constabulary (VSC)
    • SCDF Civil Defence Auxiliary Unit (CDAU)

Affiliate Members

  • Employee (Full-time, Part-time and Contract Service) of the Authority-affiliated entities including:
    • Defence Science & Technology Agency (DSTA)/DSTA-affiliated entity
    • MINDEF-related Organisations (MROs)
    • MHA-related Organisation

If you do not belong to the above group or because you have been posted to MINDEF Reserve, the following statutory age would apply:

Specialist rank and below: Age 40

Officers and key appointment holder: Age 50

Can I insure my children (including adopted children and stepchildren)?

Yes. Your children from birth and your adopted/stepchildren (the relationship must be substantiated legally) are eligible to take up MINDEF & MHA Group Insurance provided you are eligible to apply as the main insured person or have an existing MINDEF & MHA Group Term Life or/and Group Personal Accident policy. Your children must be below the age of 25 at next birthday and are unmarried. 

I am a SAF NSman and a Home Team officer. Can I sign up both MINDEF Group Insurance and MHA Group Insurance?

No, you can't. MINDEF & MHA Group Insurance is under one contract. You can either choose MINDEF Group Insurance Scheme or MHA Group Insurance Scheme.

Can I claim for hospitalisation expenses under Group Term Life policy?

Group Term Life pays in the event of Death, Total Permanent Disablement or Advance Payment Benefit but not for hospitalisation expenses. However, this insurance does pay daily hospital cash benefit, for continuous hospital confinement starting from the 11th day of the hospitalisation (up to a maximum of 30 days per hospital stay).

How long will it take to approve my application for MINDEF & MHA Group Insurance policy and commence coverage?

Your coverage will commence within 5 working days upon receipt of an application if the health declaration is acceptable by the underwriters. However, if there is a medical issue and further medical evidence(s) is/are required, it would take longer, depending on when the applicant can furnish the evidence to support his application.