MHA Group Insurance Scheme

You protect the nation, we protect you

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MHA Group Insurance

In recognition of your contribution to national security, the MINDEF and MHA have jointly come up with MINDEF & MHA Group Insurance to provide a new and comprehensive insurance that can give you and your family greater assurance and peace of mind.

From 1 July 2016, MHA will provide you1 with S$150,000 Group Term Life and S$150,000 Group Personal Accident insurance coverage during the terms of service. This coverage is under the Core Scheme and premiums are paid for by MHA.

If you wish to further cover yourself outside the terms of service or cover your spouse/children at competitive premiums, you can also purchase additional coverage under the Voluntary Scheme from 1 October 2016 onwards.

The Voluntary Scheme comprises of Group Term Life, Group Personal Accident and optional riders such as Living Care, Living Care Plus, Disability Income and Outpatient Medicare.

Group Term Life

Get S$1 million coverage for just S$1.37 per day for you and your dependants.

Group Personal Accident

24/7 worldwide protection against mishaps.

Boost your coverage with our riders

Add-on riders to your Group Personal Accident or Group Term Life plan

Living Care

Get protection against 37 common critical illnesses2.

Living Care Plus

Enhanced protection against early critical illnesses3.

Disability Income

Receive a monthly payout if ever you become disabled.

Outpatient Medicare

Coverage for your family's outpatient medical expenses.


Enjoy these special savings

Claim your privileges as an insured member of the MINDEF & MHA Group Insurance Scheme when you buy our car, home and travel plans.


If you need more information, please read our FAQ here

For new customers

Get comprehensive coverage exclusively designed to give you greater assurance.

For existing customers

Login to Aviva MHA Online portal to view your policy details or upgrade your coverage.

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Contact us

Need more information? Call us

+65 6827 8000

Mondays to Fridays 8:45 – 17:30

Weekends and public holidays Closed

The policy is underwritten by Aviva Ltd.

This is published for general information only and does not have regard to the specific investment objectives, financial situation and the particular needs of any specific person. A copy of the Product Summary may be obtained from Aviva Ltd and the participating distributor's offices. You should read the Product Summary before deciding whether to purchase the policy. You may wish to seek advice from a financial adviser representative, before making a commitment to purchase the product. In the event that you choose not to seek advice from a financial adviser representative, you should consider whether the product in question is suitable for you. 

Buying a life and health insurance policy is a long-term commitment. Early termination of the policy usually involves high costs and the surrender value payable, if any, may be less than the total premiums paid. This is not a contract of insurance. Full details of the standard terms and conditions of this plan can be found in the relevant policy contract.

Information last updated May 2018.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more informationon the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Aviva Ltd or visit the Life Insurance Association Singapore or SDIC websites (