MINDEF Group Insurance
In recognition of your contribution to national security, the MINDEF and MHA have jointly come up with MINDEF & MHA Group Insurance to provide a new and comprehensive insurance that can give you and your family greater assurance and peace of mind.
From 1 July 2016, MINDEF will provide you1 with S$150,000 Group Term Life and S$150,000 Group Personal Accident insurance coverage during the terms of service. This coverage is under the Core Scheme and premiums are paid for by MINDEF.
If you wish to further cover yourself outside the terms of service or cover your spouse/children at competitive premiums, you can also purchase additional coverage under the Voluntary Scheme from 1 October 2016 onwards.
The Voluntary Scheme comprises Group Term Life, Group Personal Accident and optional riders such as Living Care, Living Care Plus, Disability Income and Outpatient Medicare.
Group Term Life
Get S$1 million coverage for just S$1.37 per day for you and your dependants.
Group Personal Accident
24/7 worldwide protection against mishaps.
Boost your coverage with our riders
Add-on riders to your Group Personal Accident or Group Term Life plan
Get protection against 37 common critical illnesses2.
Living Care Plus
Enhanced protection against early critical illnesses3.
Receive a monthly payout if ever you become disabled.
Coverage for your family's outpatient medical expenses.
Enjoy these special savings
Claim your privileges as an insured member of the MINDEF & MHA Group Insurance Scheme when you buy our car, home and travel plans.
If you need more information, please read our FAQ here
For new customers
Get comprehensive coverage exclusively designed to give you greater assurance.
For existing customers
Login to Aviva MINDEF Online portal to view your policy details or upgrade your coverage.
Download the relevent forms that you'll need.
Terms and Conditions apply.
1Refers Full-time National Servicemen (NSFs), Operationally Ready National Servicemen (NSmen), Regular servicemen and volunteers (SAF Volunteer Corps, NS Volunteers, SPF Voluntary Special Constabulary and Civil Defence Auxiliary Unit).
2A detailed definition of the critical illnesses admissible for claim can be found in the Aviva website at www.aviva.com.sg. The Life Insurance Association Singapore (LIA) has standard Definitions for 37 severe-stage Critical Illnesses (Version 2014). You may refer to www.lia.org.sg for the standard Definitions (Version 2014).
3The Life Insurance Association Singapore (LIA) has standard Definitions for 37 severe-stage Critical Illnesses (Version 2014). These Critical Illnesses do not fall under Version 2014. For Critical Illnesses that do not fall under Version 2014, the definitions are determined by the insurance company. You may refer to www.lia.org.sg for the standard Definitions (Version 2014).
The policy is underwritten by Aviva Ltd.
This is published for general information only and does not have regard to the specific investment objectives, financial situation and the particular needs of any specific person. A copy of the Product Summary may be obtained from Aviva Ltd and the participating distributor's offices. You should read the Product Summary before deciding whether to purchase the policy. You may wish to seek advice from a financial adviser representative, before making a commitment to purchase the product. In the event that you choose not to seek advice from a financial adviser representative, you should consider whether the product in question is suitable for you.
Buying a life and health insurance policy is a long-term commitment. Early termination of the policy usually involves high costs and the surrender value payable, if any, may be less than the total premiums paid. This is not a contract of insurance. Full details of the standard terms and conditions of this plan can be found in the relevant policy contract.
Information last updated May 2018.
This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more informationon the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Aviva Ltd or visit the Life Insurance Association Singapore or SDIC websites (www.lia.org.sg or www.sdic.org.sg).