Tips on picking the right travel insurance plan

You spend a lot of time (and money!) planning your travels.

So it's a good idea to spend just a little more and buy some travel insurance, just in case your carefully planned trip doesn't go totally smooth.

Here are some useful tips that will help you choose the right travel insurance plan for your needs. 

Buy your travel insurance early

Most travelers buy travel insurance within 3 days of departure, or even on the day itself.  But, ideally, you should get yourself covered for your travel period as soon as you book your plane tickets and hotel room.  Your policy will come in handy if you need to cancel your travel plans and incur cancellation charges.

Flight and accommodation are likely the most expensive expenditure of your trip, so it makes sense to ensure those costs are covered.  Based on Aviva's travel insurance claims data, trip cancellation has the highest average claims amount. 

Travel often? Get an annual plan

If you are planning for multiple trips in a year, it may be more cost effective to buy an annual plan. 

Check how the insurer defines 'child'

That family travel insurance policy you are eyeing includes cover for your children as well, but remember that the definition of children may differ across insurers. There may be exclusions for children not studying full-time, or those above a certain age. 

Check the coverage for high risk activities

This is important if you are planning to enjoy some adventure. Not all travel policies cover activities like mountaineering or skiing. 

Availability of a helpline in an emergency

In a foreign country where you may not know what to do in an emergency or how to get to the nearest police station or hospital, having access to a hotline is a lifeline! Aviva also has a Travel App with claims help functions such as an incident log, helpful FAQs, or a checklist of documents needed, to help you out in an emergency. 

To get a quote for Aviva's travel insurance, visit our online portal or download our Travel App and get a quote on-screen in seconds.

Travel Insurance

Travel happy with a great insurance plan.

About the author: Aviva

We're one of the leading providers of retirement, investment, insurance and health solutions in Singapore. We're a provider of Medisave-approved Integrated Shield plans, an appointed insurer for the national ElderShield scheme, and have protected SAF servicemen since 1983. In the general insurance space, we were the pioneer insurer in Singapore to offer car insurance online, changing the market landscape. To find out more about the solutions we offer, please visit www.aviva.com.sg

Important Information

Money Banter (the "Portal") is for general information only and does not take into account the specific investment objectives, financial situation and needs of any particular person. The contents of this Portal are intended merely for educational purposes and should not be construed as the giving of advice or the making of a recommendation. Nothing contained in this Portal shall constitute a distribution, an offer to sell or the solicitation of an offer to buy. We recommend that you discuss any specific matters with your financial or legal adviser before making any decision. This Portal may include information sourced from third parties and links to third party websites. We are not responsible for the accuracy or completeness of, and do not recommend or endorse such information or third party websites. While we have taken reasonable care to ensure that the information on this Portal has been obtained from reliable sources and is correct at time of publishing, information may become outdated and opinions may change. Except to the extent prohibited by any law, we are not liable for any loss (including direct, indirect and consequential loss, loss of profits, loss or corruption of data or economic loss of any kind) that may result from the access or use of the information on this Portal. | Terms of Use | Privacy Policy