This doesn't have to be the case. The truth of the matter is that extremely affordable options are available. For as little as S$1.33 a day, it's possible to kick start your retirement fund.
To put that into context, for about S$1.33 you can get:
These are items that we consume almost daily, that we're ready to spend on without batting an eyelid. So saving for retirement is not necessarily that big a sacrifice as you perceive!
Now that you know that it's achievable to start saving without blowing your monthly budget or foregoing your little indulgences, what's next? Before you start, set your target. Consider your current lifestyle and spending habits and find out how much you'll need for retirement through our Retirement Calculator.
Once you've gotten your estimated target amount to retire, read-up and research on the available solutions out there that fits your budget. Or let us help you do the work.