MyLongTermCare and MyLongTermCare Plus

Supplement your CareShield Life and ElderShield coverage for greater assurance

You will need to have a CareShield Life or ElderShield policy to be eligible to apply for MyLongTermCare or MyLongTermCare Plus, launching on 1 October 2020. Register your interest below and we’ll get in touch with you.

What is long-term care?

Long-term care is the help you'll need for personal tasks like feeding and moving around should you become severely disabled. 

What is severe disability?

What causes severe disability?

What's the cost of living with a severe disability?

Understanding CareShield Life

To help you prepare better for your future long-term care needs, the government will be launching CareShield Life—a new national long-term care insurance scheme—on 1 October 2020.

Learn more

Introducing MyLongTermCare and MyLongTermCare Plus

Launching on 1 October 20201, MyLongTermCare and MyLongTermCare Plus enhances your basic CareShield Life coverage, through higher long-term care payouts and other care benefits.

Premiums up to S$600 per calendar year per Life Assured can be paid using Medisave2.

Higher monthly payouts for a lifetime

In addition to CareShield Life's payout and when you're unable to perform at least 2 out of 6 ADL3.

Additional benefits

Get more benefits for your long-term care needs, on top of your monthly payouts.

Peace of mind with premiums waiver

We’ve got you covered – Future premiums are waived if you're disabled.


Register your interest today!

If you're 30 and above and eligible for CareShield Life or you're an existing ElderShield policyholder, leave us your details to find out more about how to enhance your long-term care coverage. 

Thank you for your submission. One of our representatives will get in touch with you soon. 

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You will need to have a CareShield Life (CSHL) or ElderShield (ESH) policy before purchasing MyLongTermCare or MyLongTermCare Plus (“Supplements”). 

Supplements purchased by CSHL policyholders are regulated under the CareShield Life and Long-term Care Act. Supplements purchased by ESH policyholders before the transfer of ESH to Government administration are considered ESH Supplements, which are regulated under the Central Provident Fund (Withdrawals for ElderShield Scheme) Regulations. After the transfer, they are considered CSHL Supplements, regulated under the CareShield Life and Long-term Care Act.

This policy is underwritten by Aviva Ltd.

This is published for general information only and does not have regard to the specific investment objectives, financial situation and particular needs of any specific person. A copy of the Product Summary may be obtained from Aviva Ltd and the participating distributor's offices. You should read the Product Summary before deciding whether to purchase the product. You may wish to seek advice from a financial adviser representative before making a commitment to purchase the product. In the event that you choose not to seek advice from a financial adviser representative, you should consider whether the product in question is suitable for you. Buying a health insurance policy that is not suitable for you may impact your ability to finance your future healthcare needs. This is not a contract of insurance. Full details of the standard terms and conditions of this plan can be found in the relevant policy contract. 

This advertisement has not been reviewed by the Monetary Authority of Singapore. Information is accurate as of September 2020. 

This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Aviva Ltd or visit the Life Insurance Association or SDIC websites ( or