Terms and conditions for hiLife Mother's Day promotion

TERMS AND CONDITIONS FOR HILIFE'S MOTHER'S DAY PROMOTION  (the "Promotion")

  1. This Promotion is only eligible for participants (the "Participant") who have:
    1. unscrambled the Mom’s the Word puzzle;
    2. been contacted by Aviva’s representative to conduct a Financial Review (Financial Needs Analysis); and
    3. completed the Financial Review
  2. The Participant shall be entitled to a one-time redemption of the OTO Back Soother (“Gift”).
  3. A redemption letter will be mailed to the Participant after the completion of the Financial Review. The Participant is required to redeem the Gift at the designated store within the validity stated in the redemption letter. Only original redemption letters will be accepted.
  4. The Promotion is subject to availability of the Gifts, and Aviva may vary these terms and conditions (including the value of the Gift) or withdraw or discontinue the Promotion at any time without notice or liability.
  5. Aviva’s decision on all matters relating to the Promotion will be final and binding on you.
  6. The Gift is not transferable and is not exchangeable for cash, credit or any other item and is not replaceable, if expired, lost or stolen. Aviva reserves the right to replace the Gift with items of similar or other value, at any time without prior notice.
  7. Aviva makes no representation or warranty as to the quality or fitness for purpose or any other implied terms or conditions with respect to the Gift. Any dispute about the Gift must be resolved directly with the supplier of the Gift. Aviva is not liable for any injury, claim, loss or damage arising in connection with the Gift.
  8. Aviva will not be liable for undelivered Gifts resulting from inaccurate email addresses, residential address or phone numbers provided by the Participant.
  9. By participating in this Promotion, you consent under the Personal Data Protection Act (Cap 26 of 2012) (“Act”) to the collection, use and disclosure of your personal data by/to Aviva and such other third party for the purpose of the Promotion, including the third parties administering the redemption, or any third parties that Aviva may consider appropriate or necessary in connection with the Promotion. Further, you consent to read the terms of the Aviva Ltd Data Protection Policy, as may be amended, supplemented and/or substituted by Aviva from time to time, a copy of which can be found on www.aviva.com.sg/pdpa.html.
  10. By participating in this Promotion, you accept that Aviva’s decision on all matters relating to the Promotion is final and binding on you. If there is any inconsistency between these terms and conditions and any brochure, marketing or promotional material relating to the Promotion, these terms and conditions will prevail. Further, you consent to read the terms of the Aviva Ltd Data Protection Policy, as may be amended, supplemented and/or substituted by Aviva from time to time, a copy of which can be found on www.aviva.com.sg/pdpa.html.
  11. A person who does not participate in the Promotion shall have no right under the Contracts (Rights of Third Parties) Act (Cap.53B) to enforce any of these terms and conditions.
  12. The terms of the Promotion will be governed by and construed in accordance with the laws of the Republic of Singapore and you agree to submit to the jurisdiction of the courts of the Republic of Singapore.
  13. All information is accurate as at April 2021.