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The power to retire better

Consider all the positives when it comes to retirement.

Start retirement with a bang

Have some cash to put aside for a celebration – a party, a dream trip and maybe a fresh start in a purpose-built home.

Plan for a sustainable lifestyle

Having a monthly income in your twilight years gives you independence and freedom.

Built-in protection against disability

For bumps along the way, especially with all the risks that may come with old-age.

Retire better, with all the options you need

You may still have a long journey ahead after retirement. Make sure you have enough, no matter what happens.

Key benefits Coverage / Options
Choice of retirement age You decide your retirement age
Guaranteed Monthly Income period From 5 years to 35 years1
100% Capital guaranteed At the end of the accumulation period2
Guaranteed returns Up to 2.63% per annum3
Choice of premium payment term 5, 10, 15, 20 or 25 years
Income payout options

• Guaranteed Monthly Income (GMI) + potential Monthly Cash Bonuses4 (MCB)

• Option to receive a lump sum bonus at your retirement age, or convert the lump sum bonus into Additional Monthly Income (AMI)

• Choose to re-invest your monthly retirement income with Aviva at the prevailing non-guaranteed interest rate

Care Income Benefit Receive an additional Guaranteed Monthly Income if you are unable to do 3 out of 6 activities of daily living5
Hassle-free application No medical check-ups needed
Total and Permanent Disability Premium waiver No need to pay premiums if you become disabled6

Add-ons for extra protection

Need enhanced coverage? Consider these add-ons when you buy MyRetirementChoice.

EasyPayer Premium Waiver

7In the event of Death, Terminal Illness or Total Permanent Disability of the policy owner, all the future premiums are waived and your loved one's retirement fund will continue to grow.


7Lump sum cash payment in the event of Death, Terminal Illness or Total and Permanent Disability of up to 5 times your basic plan's annual premium. Pay all or part of your mortgage, your children's education, or leave behind a trust for your dependants.

Premium Waiver riders for Critical Illness

7Opt from a range of premium waiver riders to get extra coverage. Upon diagnosis of Major Cancers or any of the 35 critical illnesses, all future premiums of your basic plan, and the future EasyTerm premiums (if attached) are waived until the end of the rider term so as to help you save for your retirement goals.


Start your retirement planning today!

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For details of Aviva's Data Protection Policy, please refer to To withdraw your consent at any time, please call Aviva at +65 6827 7988.

The policy is underwritten by Aviva Ltd.

This is published for general information only and does not have regard to the specific investment objectives, financial situation and the particular needs of any specific person. A copy of the Product Summary may be obtained from Aviva Ltd and the participating distributor's offices. You should read the Product Summary before deciding whether to purchase the policy. You may wish to seek advice from a financial adviser representative, before making a commitment to purchase the product. In the event that you choose not to seek advice from a financial adviser representative, you should consider whether the product in question is suitable for you. As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. Buying an accident and/or health insurance policy that is not suitable for you may impact your ability to finance your future healthcare needs. It is usually detrimental to replace an existing accident and health policy with a new one as the new policy may cost more or have fewer benefits at the same cost.

This is not a contract of insurance. Full details of the standard terms and conditions of this plan can be found in the relevant policy contract.

Information last updated Feb 2020.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Aviva Ltd or visit the Life Insurance Association Singapore or SDIC websites ( or