MyRetirement Plus

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Don't want to skimp on style when you retire?

Plan for extra cash to cushion the impact of inflation on your standard of living

A monthly paycheck for 20 years that increases year on year

With rising costs, shouldn't your income rise too?

100% Capital guaranteed plus bonus cash at the end of your policy term

Get all your premiums back plus extra cash to boost your retirement funds.

Flexible withdrawal options

Decide if you want to withdraw a partial amount or lump sum, or continue with monthly income.

A retirement income that increases every year

Plan to meet the rising cost of living in future years and supplement your CPF savings for retirement

Key benefits Coverage / Options
Monthly Guaranteed Retirement Income that increases to cushion inflation’s impact
Increases at 3.5%each year for a maximum of 20 years
100% Capital guaranteed  Get all your premiums back at the selected retirement age
Choice of retirement age 50, 55, 60, 65, or 70 Age Next Birthday (ANB)
Choice of premium payment term 5 years, 10 years or affordable regular payments (up to five years before your selected retirement age)
Flexibility to choose the withdrawal options

• Choice to withdraw partial amount or lump sum, or receive the Monthly Guaranteed Retirement Income for the next 20 years - when you reach your retirement age

• Receive potential bonuses1 at the end of policy term or withdraw accumulated reversionary bonuses1 at any time

Hassle-free application   No medical check-ups needed

Level up your cover

Need enhanced coverage? Consider these add-ons when you buy

Premium waiver riders

2When you're ill, focus on getting better instead of worrying about having to continue paying for insurance with Premium Waiver riders.

Accidental Fracture Cover

2If you accidentally fracture or dislocate a bone, get a payout of up to 100% of your sum assured. You can also additionally claim for physiotherapy treatment.


2A lump sum cash payment of up to 5 times your basic plan's total annual premium. This is paid out when you die or if you become terminally ill or totally and permanently disabled. With the lump sum, pay all or part of your mortgage, your children's education, or provide a legacy for your dependants.


Ready to talk about retirement?

Make an appointment or speak to your preferred financial adviser representative.

The policy is underwritten by Aviva Ltd.

This is published for general information only and does not have regard to the specific investment objectives, financial situation and the particular needs of any specific person. A copy of the Product Summary may be obtained from Aviva Ltd and the participating distributor's offices. You should read the Product Summary before deciding whether to purchase the policy. You may wish to seek advice from a financial adviser representative, before making a commitment to purchase the product. In the event that you choose not to seek advice from a financial adviser representative, you should consider whether the product in question is suitable for you. As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. This is not a contract of insurance. Full details of the standard terms and conditions of this plan can be found in the relevant policy contract.

Information is accurate as at December 2018.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Aviva Ltd or visit the Life Insurance Association Singapore or SDIC websites ( or