A savings plan that helps you grow your money securely

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Your savings, your goals, your choice

Are you financially ready for the next phase of your life? Whether you’re saving up for your new home, putting aside money for your children’s education or building up a nest egg – good financial planning gives you the freedom to do what you want, without financial stress. 

MyChoiceSaver is a savings plan that helps you score your financial goals securely with less risk and flexible options to suit your needs now and in the future.

100% capital guaranteed upon maturity

Enjoy a lump-sum payout at the end of your policy term including 100% of your capital1 – which is the amount you pay. 

Flexible options to suit your needs

Decide how long you want to save for and how long you want to pay premiums, based on various options available.

Leave a financial legacy for your loved ones

Gift­ the plan to your loved ones, such as your spouse or child, by changing the Life Assured so that they can enjoy the maturity benefit2 when the policy term ends.

Why you should grow your money with MyChoiceSaver

A savings plan that gives you money guarantees for your security, flexibility for your convenience and protection for your assurance.

Key benefits

  • 100% capital guarantee1: assurance that you’ll get back at least all of your premiums paid for your basic plan at the end of policy term
  • Choice of policy term: 10 to 25 years or cover to 99 years old
  • Choice of premium payment term: 5, 10, 12, 15, 18, 20 or 25 years
  • Lump-sum maturity benefit: 100% of Sum Assured and any non-guaranteed bonuses will be paid out when the policy term ends
  • Coverage for death and terminal illness3
  • Additional payout for accidental death4
  • Up to 12 months waiver of interest for premiums that are not paid: provided that you’re unemployed or retrenched5
  • Option to change Life Assured6: pass on the policy to your family member as a legacy gift
  • No medical check-up required: hassle-free application
  • Option to add on riders for more comprehensive coverage: insure yourself for critical illnesses and more7

Add-ons for extra protection

Consider these add-ons7 to enhance your coverage


Lump-sum cash payout in the event of death, Terminal Illness or Total and Permanent Disability, of up to 10 times the annual premium for your basic plan. It can be used to cover living expenses for you or your loved ones.

EasyPayer Premium Waiver

Future premiums will be waived in the event of death, Terminal Illness or Total and Permanent Disability of the policyholder, so that your loved one’s savings plan will continue to grow.

Premium Waiver riders for Critical Illnesses

Opt from a range of premium waiver riders to get extra coverage. Upon diagnosis of Major Cancer or any of the covered critical illnesses, all future premiums will be waived so that the savings plan for you or your loved ones will continue to grow.


Start preparing for your next milestone in life

Leave your details with us and we’ll get in touch to help you chart your desired course towards your next financial goal.

You may also call Aviva Financial Advisers a call at 65 6827 9980 (Mon - Fri, 9am to 6pm) if you're interested to purchase the product. 

If you have an existing financial adviser representative, please leave your details in the form below and they will be in touch. 

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This policy is underwritten by Aviva Ltd.

This is published for general information only and does not have regard to the specific investment objectives, financial situation and particular needs of any specific person. A copy of the Product Summary may be obtained from Aviva Ltd and the participating distributors’ offices. You should read the Product Summary before deciding whether to purchase the product. You may wish to seek advice from a financial adviser representative before making a commitment to purchase the product. In the event that you choose not to seek advice from a financial adviser representative, you should consider whether the product in question is suitable for you.

As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. Buying a health insurance policy that is not suitable for you may impact your ability to finance your future healthcare needs. 

This is not a contract of insurance. Full details of the standard terms and conditions of this policy can be found in the relevant policy contract.

Information accurate as at July 2021.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you.  For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Aviva Ltd or visit the Life Insurance Association or SDIC websites (  or