Saving shouldn't be tough on your spending

Enjoy the security of future savings while still having the freedom to spend wisely

Spend while you save

Receive annual payout from the end of the 2nd policy year onwards so that you can enjoy shopping, travelling or whatever you fancy.

Set aside cash for when you need it in the future

Receive guaranteed lump sum payout1 plus potential bonuses2 at the end of the policy term.

An easy way to commit to your savings goal

Start saving from as little as S$3.61 per day3.

Spend on the good stuff, guilt-free

It's easy when you've committed to a steady savings plan with an annual cash payout

Key benefits Coverage / Options
Guaranteed Cash Benefits4 Receive yearly payout from the end of the 2nd policy year onwards. Each annual payment is 5% of the Sum Assuredyou've chosen
Guaranteed lump sum payout1 plus potential bonuses2 At the end of the policy term
Potential returns  Up to 2.88% per annum6 at the end of the policy term
Choose premium and policy terms 12, 15, 18 or 25 years
Choose how you want to enjoy your Guaranteed Cash Benefits

• Receive (and spend!) the Guaranteed Cash Benefits

• Reinvest the Guaranteed Cash Benefits with a non-guaranteed interest rate of 3% per annum7

• Withdraw any re-invested Guaranteed Cash Benefits with interest

Protection Cover For Death, Terminal Illness and Accidental Death8
Hassle-free application   No medical check-ups needed

Level up your cover

Need enhanced coverage? Consider these add-ons when you buy

Cancer Premium Waiver

9Upon diagnosis of Major Cancers10 of the policy owner, all your future premiums are waived, so you don't have to worry about your savings as you focus on getting better.


9A lump sum cash payment of up to 10 times your basic plan's annual premium. This is paid out when you die or if you become terminally ill or permanently disabled. With the funds, you can pay all or part of your mortgage, your children's education, or provide a legacy for your dependants.

EasyPayer Premium Waiver

9In the event of Death, Terminal Illness or Total and Permanent Disability of the policy owner, all future premiums are waived and your loved one's savings fund will continue to grow.


Ready to talk about savings?

Make an appointment with us or speak to your preferred financial adviser representative.

The policy is underwritten by Aviva Ltd.

This is published for general information only and does not have regard to the specific investment objectives, financial situation and the particular needs of any specific person. A copy of the Product Summary may be obtained from Aviva Ltd and the participating distributor's offices. You should read the Product Summary before deciding whether to purchase the policy. You may wish to seek advice from a financial adviser representative, before making a commitment to purchase the product. In the event that you choose not to seek advice from a financial adviser representative, you should consider whether the product in question is suitable for you. As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. This is not a contract of insurance. Full details of the standard terms and conditions of this plan can be found in the relevant policy contract.

Information is accurate as at December 2018.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Aviva Ltd or visit the Life Insurance Association Singapore or SDIC websites ( or