MyEasySaver

Terms and Conditions apply.

For more details, please refer to the product brochure and product summary or speak to your preferred financial adviser representative.

¹Premium is based on male, non-smoker who chose a Sum Assured of S$15,000 for a 25-year premium payment term and policy term. Illustrated daily premium rate is derived using the annual premium amount divided by 365 days, rounding up to the nearest one cent.

²The guaranteed lump sum payout refers to the Guaranteed Maturity Value payable at the end of the policy term. The total guaranteed benefits at the end of the policy term will equal to 160% of the Sum Assured. Please refer to the Product Summary for more details.

³The potential lump sum bonuses refer to the projected bonuses which are made up of accumulated Reversionary Bonus and Terminal Bonus (if any). The Reversionary Bonus and Terminal Bonus are non-guaranteed bonuses and depend on the performance of Aviva Ltd's Participating Fund. Reversionary Bonus is non-guaranteed, but once declared and vested, it forms part of the guaranteed benefit of the policy. The non-guaranteed benefits are projected based on the estimated bonus rates and actual benefits payable will depend on the future performance of the Life Participating Fund. Please refer to the Product Summary for more details.

⁴The Guaranteed Cash Benefits will start from the end of the 2nd policy year, payable yearly at the end of each policy year, till the policy year before maturity, as long as the Life Assured lives. Each Guaranteed Cash Benefit is equivalent to 5% of the Sum Assured on the basic plan. Please refer to the Product Summary for more details.

⁵The Sum Assured in the basic plan is used to determine the Guaranteed Cash Benefits payable and is not the Death Benefit.

⁶Potential returns are based on male, non-smoker who chose a Sum Assured of S$300,000 and paying annual premium for a 25-year premium payment term and policy term. The 2.88% per annum is derived based on the projected investment rate of return of 4.75% per annum, assuming the Guaranteed Cash Benefits are re-invested at the non-guaranteed interest rate of 3% per annum.

⁷For re-investment option, please refer to the Policy Illustration for the prevailing non-guaranteed interest rate. Aviva Ltd reserves the right to revise the non-guaranteed interest rate based on future experience.

⁸Upon death of the Life Assured within the policy term, Aviva Ltd will pay, in one lump sum, the higher of 101% of the total premiums paid on the basic plan less any Guaranteed Cash Benefits paid or the Guaranteed Cash Surrender Value, plus any accrued Reversionary Bonus and Terminal Bonus (non-guaranteed) and any re-invested Guaranteed Cash Benefits with non-guaranteed interests (if not previously withdrawn), less any amount owing to Aviva Ltd. Aviva Ltd will pay the Terminal Illness Benefit as an advancement of the Death Benefit during the policy period. For details, please refer to the Product Summary. We will pay the Sum Assured on the basic plan, in addition to the Death Benefit in one lump sum, if death is due to accidental injury before 80 age next birthday within the policy term.

⁹For details, please refer to the rider's respective Product Summaries. They contain details of benefits, Exclusions, Waiting Period and Survival Period (if applicable) and Benefit Limitation (if applicable).