Education is your children's biggest insurance for their future

So make sure their studies begin with the right support

Structured, safe and secure savings

An easy way to start planning for your child's tertiary studies.

Your child's education fund kept intact

MyEduPlan is 100% Capital Guaranteed at the end of the policy term1.

Receive payouts aligned to your child's university education years

Six guaranteed cash payouts to pay your child's education yearly fees and to meet expenses such as visit to an overseas campus.

Nothing is more important than your children's future and well-being

With a University education plan in place, they are open to a world of choices to fulfil the dreams they grow up with

Key benefits Coverage / Options
Receive 4 Guaranteed Cash Benefits for your child's University education  Payable every year for four consecutive years from the chosen Payout Age of 19 or 21 Age Next Birthday (ANB) onwards

Payout 1 – 40% of the chosen Sum Assured
Payout 2 – 20% of the chosen Sum Assured
Payout 3 – 20% of the chosen Sum Assured
Payout 4 – 20% of the chosen Sum Assured
2 additional Guaranteed Cash Benefits 

Payable two years prior to the Payout Age.

Each payout is 5% of the chosen Sum Assured.

You can use them to celebrate your child's educational milestones, or simply to meet expenses such as a laptop purchase or airfare to visit an overseas campus

Receive Projected Bonuses At the end of the policy term
Choose from the two Payout Ages according to your child's needs  19 ANB or 21 ANB 
Premium payment term   10 years. Payable either monthly, quarterly, half-yearly or yearly
Hassle-free application No medical check-ups needed

Level up your cover

Need enhanced coverage? Consider these add-ons when you buy

Cancer Premium Waiver

3Upon diagnosis of Major Cancers4 of the policy owner, all your future premiums are waived, so you don't have to worry about your child's savings as you focus on getting better.


3In the event of Death, Terminal Illness or Total and Permanent Disability, a lump sum amount of up to 5 times your basic plan's annual premium is paid out. With the funds, you can pay all or part of your mortgage, your children's education, or provide a legacy for your dependants.

EasyPayer Premium Waiver

3In the event of Death, Terminal Illness or Total and Permanent Disability of the policy owner, all future premiums are waived and your child's education fund will continue to grow.

Ready to talk about savings?

Make an appointment with us or speak to your preferred financial adviser representative.

Terms and Conditions apply.

For complete details, please refer to the product brochure and product summary or speak to your preferred financial adviser representative.Wherever age is mentioned, it's calculated based on age next birthday.

1100% capital guaranteed: The total Guaranteed Cash Benefits payable will be at least 100% of the total premiums paid over the policy term.

2The total projected bonuses are equal to any accumulated Reversionary Bonus and any Terminal Bonus. The Reversionary Bonus and Terminal Bonus are non-guaranteed bonuses and depend on the performance of Aviva's Participating Fund. Reversionary Bonus is non-guaranteed, but once declared and vested, it forms part of the fixed benefit of the policy. The non-guaranteed benefits are projected based on estimated bonus rates and actual benefits payable will depend on the future performance of the Life Participating Fund.

3For more details on the riders, please refer to the Key provisions in the EasyPayer Premium Waiver, Cancer Premium Waiver and EasyTerm Product Summary respectively. It contains details of Exclusions, Waiting Period and Survival Period (if applicable).

4Definition of Major Cancers: A malignant tumour positively diagnosed with histological confirmation and characterized by the uncontrolled growth of malignant cells with invasion and destruction of normal tissue. The term malignant tumour includes leukemia, lymphoma and sarcoma. Please refer to the Product Summary for the exact terms and conditions.

The policy is underwritten by Aviva Ltd.

This is published for general information only and does not have regard to the specific investment objectives, financial situation and the particular needs of any specific person. A copy of the Product Summary may be obtained from Aviva Ltd and the participating distributor's offices. You should read the Product Summary before deciding whether to purchase the policy. You may wish to seek advice from a financial adviser representative, before making a commitment to purchase the product. In the event that you choose not to seek advice from a financial adviser representative, you should consider whether the product in question is suitable for you. 

As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. This is not a contract of insurance. Full details of the standard terms and conditions of this plan can be found in the relevant policy contract.

Information last updated in Sept 2018.

This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Aviva Ltd or visit the Life Insurance Association Singapore or SDIC websites ( or