Why you need a long-term savings plan
We know that your financial goals change with your different life stages. We also know that a good savings plan is one that lets you access your money flexibly, gives healthy returns over time and supports your life goals. That's why we've created MyLifeSavingsPlan, a long-term savings plan that doesn't come with a lifetime of premium payments.
Make your savings work harder, even after you retire
High potential returns up to 99 Age Next Birthday (ANB)1.
100% security on your savings
Whatever the financial climate, your capital is guaranteed2.
More to enjoy when you live a long life
Receive a Maturity Benefit3 at the end of the policy term.
What our long-term savings plan can do for you
With MyLifeSavingsPlan, you accumulate wealth as your policy's cash value4 builds up over time - making it an ideal way to leave your family an enduring legacy of your love.
- Make your savings work harder, even after you retire
High potential returns up to 99 ANB1.
- 100% security on your savings
Whatever the financial climate, your capital is guaranteed2 from as early as the end of the 15th policy year. - More to enjoy when you live a long life
Receive a Maturity Benefit3 at the end of the policy term. - Long-term savings without a lifetime of premium payments
Pay premiums for 5, 10, 15, 20 or 25 years.
- Hassle-free application, approval assured
Guaranteed policy issuance without the need for medical check-ups.
- Protection if you pass away
Savings plan with life insurance coverage that pays a lump sum in the event of death5. - Rewards you with Life Stage Benefit6
From the 5th policy year, you can receive 3% of your Sum Assured7 upon reaching certain milestones6 (for up to two milestones). - Access your savings as many times as you wish
This savings plan allows partial withdrawals8. - For your spouse and child too
With the joint Lives Assured9 option, you can cover your loved ones under the same plan. - Flexibility to change Life Assured10
You may change your Life Assured after the first policy year.
Footnotes
How MyLifeSavingsPlan works
Whatever your savings goals are and no matter how they evolve, you deserve to get there with a game plan. This is how MyLifeSavingsPlan can help:
For a young working professional looking to multiply her wealth
Amy, 30 (ANB) and a non-smoker, wants to start a long-term, low-risk savings plan that'll allow her to save for her life goals while continuing to indulge in her passions like travelling.
She buys MyLifeSavingsPlan with a Sum Assured7 of S$50,000 and pays an annual premium of S$4,995 for her chosen premium payment term of 10 years.
Here's how her total cash value4 would grow over time.

Important disclaimer
For a parent who wants to leave a meaningful legacy
Tom, 30 (ANB) and a non-smoker, decides to buy MyLifeSavingsPlan with his newborn daughter, Sarah, 1 (ANB) as joint Lives Assured.
He chooses a Sum Assured7 of S$100,000 and adds on the Cancer Premium Waiver II rider. He pays an annual premium of S$6,587 (S$6,500 for MyLifeSavingsPlan and S$87 for the Cancer Premium Waiver II rider for joint Lives Assured) and chooses a premium payment term of 15 years so he can comfortably finance the plan during his working years.
Here's how his total cash value4 would grow over time.

Important disclaimer
Add-ons for extra protection
Need enhanced coverage? Consider adding these premium waiver add-ons* when you purchase MyLifeSavingsPlan.
Joint Life Premium Waiver
Never have to worry about paying premiums again in the event of death, Terminal Illness (TI), or Total and Permanent Disability (TPD) of either of the two Lives Assured. You can be assured of your plan's continuity.
EasyPayer Premium Waiver
This rider waives all future premiums in the event of death, TI or TPD of the policyholder, so your loved one's savings fund will continue to grow.
Cancer Premium Waiver II
Upon diagnosis of Major Cancer, all future premiums will be waived, so you can focus on getting better.
Critical Illness Premium Waiver II
Upon diagnosis of a critical illness of the Life Assured, all future premiums will be waived, so you can stay on track to attaining your savings goals.
Payer Critical Illness Premium Waiver II
This rider waives all future premiums upon diagnosis of a critical illness of the policyholder, so you can continue to support yourself and your loved ones.
*For more details on the riders, please refer to their respective Product Summaries.
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Start building your financial confidence today
Whether you're looking for a flexible savings plan or a plan that endures, our financial adviser representative can find one that suits your needs. Get in touch with us to learn more.
This policy is underwritten by Aviva Ltd.
This is published for general information only and does not have regard to the specific investment objectives, financial situation and particular needs of any specific person. A copy of the Product Summary may be obtained from Aviva Ltd and the participating distributors’ offices. You should read the Product Summary before deciding whether to purchase the product. You may wish to seek advice from a financial adviser representative before making a commitment to purchase the product. In the event that you choose not to seek advice from a financial adviser representative, you should consider whether the product in question is suitable for you. As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. Buying a health insurance policy that is not suitable for you may impact your ability to finance your future healthcare needs.
This is not a contract of insurance. Full details of the standard terms and conditions of this policy can be found in the relevant policy contract.
Information is accurate as at 26 August 2020.
This advertisement has not been reviewed by the Monetary Authority of Singapore.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Aviva Ltd or visit the Life Insurance Association or SDIC websites (www.lia.org.sg or www.sdic.org.sg).