Turn your money into smart money

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Saving your money shouldn't mean not spending any

Having regular access to some funds is as important as having a healthy sum stashed away.

Set your savings goal

Decide when you want to receive a guaranteed amount plus potential bonuses1.

Have some funds for some fun

An annual payoutthat helps to pay for your shopping, holidays, or any items you may fancy.

Never worry about losing your initial amount

100% capital guaranteedat the end of your policy term.

Have your cake and eat it too

Accumulate your cash without depriving yourself.

Key benefits Coverage / Options
Guaranteed Cash Benefits2 Receive yearly payout from the end of the 2nd policy year onwards. Each annual payment is 5% of the Sum Assured4 you've chosen
Lump-sum guaranteed payout  plus potential bonuses1 At the end of the policy term
100% capital guaranteed3 At the end of the policy term
Choose how you want to enjoy your Guaranteed Cash Benefits

• Receive the Guaranteed Cash Benefits

• Re-invest the Guaranteed Cash Benefits with Aviva Ltd at the prevailing non-guaranteed interest rate5

• Withdraw any re-invested Guaranteed Cash Benefits with interest

Premium payment term 10 years
Choose your policy term 15 years or 18 years
Protection Cover For Death and Terminal Illness
Hassle-free application No medical check-ups needed

Level up your cover

Need enhanced coverage? Consider these add-onswhen you buy MyRegularPay.

Cancer Premium Waiver II

Upon diagnosis of Major Cancer of the policy owner, all your future premiums are waived, so you don't have to worry about your savings as you focus on getting better.


A lump-sum cash payment of up to 5 times your basic plan’s annual premium in the event of Death, Terminal Illness or Total and Permanent Disability of the policy owner, so that cash is on hand, should the worst happen.

EasyPayer Premium Waiver

In the event of Death, Terminal Illness or Total and Permanent Disability of the policy owner, all future premiums are waived and your loved one's savings fund will continue to grow.


Let's talk about your savings goal

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This policy is underwritten by Aviva Ltd.

This is published for general information only and does not have regard to the specific investment objectives, financial situation and particular needs of any specific person. A copy of the Product Summary may be obtained from Aviva Ltd and the participating distributors' offices. You should read the Product Summary before deciding whether to purchase the product. You may wish to seek advice from a financial adviser representative before making a commitment to purchase the product. In the event that you choose not to seek advice from a financial adviser representative, you should consider whether the product in question is suitable for you. As buying a life insurance policy is a long-term commitment, early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. Buying a health insurance policy that is not suitable for you may impact your ability to finance your future healthcare needs.

This is not a contract of insurance. Full details of the standard terms and conditions of this policy can be found in the relevant policy contract.

Information is accurate as at 26 August 2020.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Aviva Ltd or visit the Life Insurance Association or SDIC websites ( or