Saving your money shouldn't mean not spending any

Having regular access to some funds is as important as having a healthy sum stashed away

Set your savings goal

A good plan that will give you a guaranteed amount plus potential returns on your money.

Have some funds for some fun

An annual payout1 that helps to pay for your shopping, holidays, or any items you may fancy.

Never worry about losing your initial amount

100% capital guaranteed at the end of your policy term2.

Have your savings cake and eat it too

Accumulate your cash without having to deprive yourself of spending money

Key benefits Coverage / Options
Guaranteed Cash Benefits
Receive yearly payout from the end of the 2nd policy year onwards. Each annual payment is 5% of the Sum Assured3 you've chosen
Lump sum payout  plus potential bonuses4 At the end of the policy term
100% capital guaranteed At the end of the policy term
Choose how you want to enjoy your Guaranteed Cash Benefits

• Receive (and spend!) the Guaranteed Cash Benefits

• Reinvest the Guaranteed Cash Benefits with a non-guaranteed interest rate of 3% per annum5

• Withdraw any re-invested Guaranteed Cash Benefits with interest

Premium payment term 10 years
Choose your policy term 15 years or 18 years
Protection Cover For Death and Terminal Illness
Hassle-free application No medical check-ups needed

Level up your cover

Need enhanced coverage? Consider these add-ons when you buy

Cancer Premium Waiver

7Upon diagnosis of Major Cancers8 of the policy owner, all your future premiums are waived, so you don't have to worry about your savings as you focus on getting better.


7A lump sum cash payment of up to 5 times your basic plan's annual premium. This is paid out when you die or if you become terminally ill or permanently disabled. With the funds, you can pay all or part of your mortgage, your children's education, or provide a legacy for your dependants.

EasyPayer Premium Waiver

7In the event of Death, Terminal Illness or Total and Permanent Disability of the policy owner, all future premiums are waived and your loved one's savings fund will continue to grow.


Ready to talk about savings?

Make an appointment with us or speak to your preferred financial adviser representative.

The policy is underwritten by Aviva Ltd.

This is published for general information only and does not have regard to the specific investment objectives, financial situation and the particular needs of any specific person. A copy of the Product Summary may be obtained from Aviva Ltd and the participating distributor's offices. You should read the Product Summary before deciding whether to purchase the policy. You may wish to seek advice from a financial adviser representative, before making a commitment to purchase the product. In the event that you choose not to seek advice from a financial adviser representative, you should consider whether the product in question is suitable for you. As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. This is not a contract of insurance. Full details of the standard terms and conditions of this plan can be found in the relevant policy contract.

Information is accurate as at December 2018.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Aviva Ltd or visit the Life Insurance Association Singapore or SDIC websites ( or