Choose the savings plan that works hard for you

Get high guaranteed returns at the end of the policy term 

High rate of return

Guaranteed returns of up to 2.35%1 and 100% capital guaranteed2 at the end of the policy term.  

Choose when to receive your payout

Your money is ready for the taking, anytime between 10 to 25 years.

No need to commit to paying premiums for a long time

Premium term as short as five years.

Your money. Your plan.

Whatever your savings goal is, you have the flexibility to choose the premium payment term and also when to receive your payout.

Key benefits Coverage / Options
Guaranteed returns  Up to 2.35% per annum1
100% Capital Guaranteed2 At the end of the policy term
Guaranteed lump sum payout plus potential bonuses3 At the end of the policy term
Choice of premium and policy term

• Pay premiums for only 5 years and choose a policy term between 10 to 25 years

• Opt to pay premiums for only 10 years and choose a policy term between 13 to 25 years

Protection Cover Death and Terminal Illness4
Hassle-free application No medical check-ups needed

Level up your cover

Need enhanced coverage? Consider these add-ons when you buy

Cancer Premium Waiver

5Upon diagnosis of Major Cancers6 of the policy owner, all your future premiums are waived, so you don't have to worry about your savings as you focus on getting better.


5In the event of Death, Terminal Illness or Total and Permanent Disability, a lump sum amount of up to 5 times your basic plan's annual premium is paid out. With the funds, you can pay all or part of your mortgage, your children's education, or provide a legacy for your dependants.

EasyPayer Premium Waiver

5In the event of Death, Terminal Illness or Total and Permanent Disability of the policy owner, all future premiums are waived and your loved one's savings fund will continue to grow.


Ready to talk about savings?

Make an appointment with us or speak to your preferred financial adviser representative.

The policy is underwritten by Aviva Ltd.

This is published for general information only and does not have regard to the specific investment objectives, financial situation and the particular needs of any specific person. A copy of the Product Summary may be obtained from Aviva Ltd and the participating distributor's offices. You should read the Product Summary before deciding whether to purchase the policy. You may wish to seek advice from a financial adviser representative, before making a commitment to purchase the product. In the event that you choose not to seek advice from a financial adviser representative, you should consider whether the product in question is suitable for you. As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. This is not a contract of insurance. Full details of the standard terms and conditions of this plan can be found in the relevant policy contract.

Information is accurate as at December 2018.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Aviva Ltd or visit the Life Insurance Association Singapore or SDIC websites ( or